469187 E 815 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 469187 E 815 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,986 sqft · built 2023
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Mar 2024)
Tax Bill	$4,589 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-28-016-025-0-014-00`

Property Details

APN / Parcel Number

Primary APN	`0000-28-016-025-0-014-00`
Alternative APN	`5136`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,986 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	914,760 sqft (21 acres)
Garage Type	Attached
Garage Area	936 sqft

Exterior Amenities

Porch	Slab
Porch Area	772 sqft
Deck Area	599 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5136
Street Address	469187 E 815 RD
City	STILWELL
State	OK
Zip	74960-3523
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TM
Legal Description	E2 SW NW, N OF CO RD: SW SE NW LESS 1A TO CARSON
Legal Range	25E
Legal Township	16N
Legal Section	28
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL WEST
Census Block Group	4
Census Block	4005
Census Tract	376800

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	469187 E 815 RD, STILWELL, OK 74960-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 28, 2021	Deed of Trust, Mortgage · Construction Mortgage ARMSTRONG BANK
Mar 13, 2024	Warranty Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Dec 17, 2018	Intrafamily Transfer, Transfer · Construction Mortgage ARMSTRONG BANK
Oct 1, 2008	Intrafamily Transfer, Transfer · Conventional Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Jan 29, 1999 · Amount on Record
Deed Document Number	2024694
Deed Book / Page	618 / 867
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	000551/064
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	469187 E 815 RD, STILWELL, OK 74960-3523
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469187 E 815 RD, STILWELL, OK 74960-3523

Mortgage

Document Number	000615/359
Date	Dec 8, 2023
Book Page	615/359
Instrument	I-2023-003806

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	101 S 5TH ST STE 200, COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	469187 E 815 RD, STILWELL, OK 74960-3523
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469187 E 815 RD, STILWELL, OK 74960-3523

Mortgage

Document Number	000589/586
Date	Dec 28, 2021
Book Page	589/586
Instrument	I-2021-004543

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 26, 2022

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Mar 13, 2024
Property Address	469187 E 815 RD, STILWELL, OK 74960-3523
Document Number	000618/867
Book / Page	618 / 867
Instrument Date	Mar 12, 2024
Instrument	I-2024-000694
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469187 E 815 RD, STILWELL, OK 74960-3523

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Dec 17, 2018
Property Address	469187 E 815 RD, STILWELL, OK 74960-3523
Document Number	000551/064
Book / Page	0551 / 064
Instrument Date	Dec 14, 2018
Instrument	2018-003245
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469187 E 815 RD, STILWELL, OK 74960-3523

Mortgage

Document Number	2018003248
Date	Dec 17, 2018
Instrument	2018-003248

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2019

October 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Oct 1, 2008
Property Address	469187 E 815 RD, STILWELL, OK 74960-3523
Document Number	000447/239
Book / Page	0447 / 239
Instrument Date	Sep 24, 2008
Instrument	2008-003051
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 4 BOX 110, STILWELL, OK 74960

Mortgage

Document Number	000447/240
Date	Oct 1, 2008
Book Page	0447/240
Instrument	2008-003052

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2023

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Elementary School District	Maryetta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,194 (-0.49%) Land $1,052 Building $62,142	$526,613 (-0.49%) Land $8,763 Building $517,850
2025	$4,589.00 (-8.31%) Homeowner's exemption	$63,503 (-8.19%) Land $1,052 Building $62,451	$529,187 (-8.19%) Land $8,763 Building $520,424
2024	$5,005.00 (+768.92%) Homeowner's exemption	$69,168 (+682.09%) Land $958 Building $68,210	$576,399 (+539.46%) Land $7,981 Building $568,418
2023	$576.00 Homeowner's exemption	$8,844 Land $770 Building $8,074	$90,139 Land $7,981 Building $82,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 66% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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