46916 David Ln, Ronan, MT 59864 Property Records

Lake County property record for 46916 David Ln, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 816 sqft · built 1964
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on Record
Tax Bill	$994 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R157399`

Property Details

APN / Parcel Number

Primary APN	`R157399`
Alternative APNs	`15-3104-33-3-02-04-0000` `0000005088`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	71,438 sqft (1.64 acres)
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Shed	1 Shed
Shed Area	35 sqft
Lean-To	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000005088
Street Address	46916 DAVID LN
City	RONAN
State	MT
Zip	59864-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33, T21 N, R19 W, C.O.S. 5663, ACRES 1.64, TR A
Legal Range	19W
Legal Township	21N
Legal Section	33
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3007
Census Tract	940500

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46916 DAVID LN, RONAN, MT 59864-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Aug 26, 2022	Intrafamily Transfer, Transfer · FHA Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022
Deed Sale	Aug 29, 2022
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2022600760
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	0000600760
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	46916 DAVID LN, RONAN, MT 59864-9428
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603249
Date	Feb 3, 2023
Instrument	603249

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2043

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Aug 26, 2022
Property Address	46916 DAVID LN, RONAN, MT 59864-9428
Document Number	0000600711
Instrument Date	Aug 22, 2022
Instrument	600711
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 N PARK RD, 2501, SPOKANE VALLEY, WA 99212-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46916 DAVID LN, RONAN, MT 59864-9428

Mortgage

Document Number	0000600712
Date	Aug 26, 2022
Instrument	600712

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$994.00 (-10.77%)	$251,246 (-)
2025	$1,114.00 (-17.3%)	$251,246 (+39.32%)	$251,246 (+39.32%) Land $126,036 Building $125,210
2023	$1,347.00	$180,340	$180,340 Land $71,580 Building $108,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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