Loudoun County property record for 46912 Backwater Dr, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,388 sqft · built 1998 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (May 2012) |
| Tax Bill | $7,896 (2026) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-28-3971-000 |
| Primary APN | 013-28-3971-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,388 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 1,294 sqft |
| Finished Basement | 1,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | Deck Area |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46912 BACKWATER DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | PARK AT WESTERLEY LOT 21 1660--502 |
| Legal Subdivision | PARK AT WESTERLEY |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 611205 |
46912 Backwater Dr is owned and occupied by two individuals who acquired it in April 2022.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46912 BACKWATER DR, STERLING, VA 20164-8668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2012 · Amount on File |
| Deed Sale | May 31, 2012 · Amount on File |
| Prior Sale | Mar 15, 1999 · Amount on File |
| Deed Document Number | 201241175 |
| Last Transfer Date | Apr 28, 2022 |
| Transfer Doc | 0000029558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 17, 2022 |
| Property Address | 46912 BACKWATER DR, STERLING, VA 20164-8668 |
| Document Number | 0000029558 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 202205170029558 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46912 BACKWATER DR, STERLING, VA 20164-8668 |
The 2026 property tax bill for 46912 Backwater Dr was $7,896.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,896.00 | $980,980 Land $280,000 Building $700,980 | $980,980 Land $280,000 Building $700,980 |
| 2023 | $7,044.00 | $805,080 Land $245,000 Building $560,080 | $805,080 Land $245,000 Building $560,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46912 Backwater Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2013) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46912 Backwater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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