4691 E 86th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4691 E 86th St, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1925
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Company Names on Record
Last Sale	$22,000 (Aug 2011)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`541-09-034`

Property Details

APN / Parcel Number

Primary APN	`541-09-034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	572 sqft
2nd Floor Area	572 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4691 E 86TH ST
City	CLEVELAND
State	OH
Zip	44125-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-2
Legal Description	480 GARFPKY 0062 ALL
Legal Subdivision	GARFPKY
Legal Lot Number	62
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	2
Census Block	2004
Census Tract	154100

Owner

Source: Cuyahoga County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4691 E 86TH ST, CLEVELAND, OH 44125-1329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 11, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2011 · Amount on Record
Deed Sale	Aug 3, 2011 · Amount on Record
Prior Sale	Jul 31, 2009 · Amount on Record
Deed Document Number	2011612
Last Transfer Date	Jan 7, 2021
Transfer Doc	0000000528
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4691 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1329
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4691 E 86TH ST, CLEVELAND, OH 44125-1329

Mortgage

Document Number	0000000510
Date	Feb 18, 2026
Instrument	202602180510

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 11, 2021
Property Address	4691 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1329
Document Number	0001110528
Instrument Date	Jan 7, 2021
Instrument	1110528
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4691 E 86TH ST GARFIELD HEIGHTS OH 441251329, GARFIELD HEIGHTS, OH 44125-1329

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (-27.43%) Homeowner's exemption	$20,300 (-23.28%) Land $7,700 Building $12,600	$58,000 (-) Land $22,000 Building $36,000
2024	$2,501.00 (+94.03%) Homeowner's exemption	$26,460 (+162.5%) Land $7,700 Building $18,760	$58,000 (+101.39%) Land $22,000 Building $36,000
2023	$1,289.00 (+2.3%) Homeowner's exemption	$10,080 (-) Land $5,250 Building $4,830
2022	$1,260.00 Homeowner's exemption	$10,080 Land $5,250 Building $4,830
2021			$28,800 Land $15,000 Building $13,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DigitalC Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline, T-Mobile, Verizon.

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