4690 Wilcox Rd, Middlefield, OH 44062 Property Records

Trumbull County property record for 4690 Wilcox Rd, Middlefield, OH 44062

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,240 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-900765`

Property Details

APN / Parcel Number

Primary APN	`60-900765`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	2,560 sqft
Upper Floors Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	592 sqft
Shed	1 Shed
Lean-To	240 sqft
Stable	1,232 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4690 WILCOX RD
City	MIDDLEFIELD
State	OH
Zip	44062-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42 3 5.0043A PT WILCOX RD
Legal Subdivision	TOWNSHIP/MESOPOTAMIA
Legal Lot Number	3
Jurisdiction	TRUMBULL OH
Township / Civil Division	MESOPOTAMIA
Census Block Group	1
Census Block	1019
Census Tract	930500

Owner

4690 Wilcox Rd is owned and occupied by two individuals who acquired it in October 2023.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4690 WILCOX RD, MIDDLEFIELD, OH 44062-9580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Oct 11, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Mar 16, 2018	Deed of Trust, Mortgage · Conventional with PMI MIDDLEFIELD BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Oct 5, 2023
Transfer Doc	0000016606
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	4690 WILCOX RD, MIDDLEFIELD, OH 44062-9580
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000938
Date	Jan 20, 2026
Instrument	202601200000938

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	15985 E HIGH ST, MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRUMBULL OH
Recording Date	Oct 11, 2023
Property Address	4690 WILCOX RD, MIDDLEFIELD, OH 44062-9580
Document Number	0000016606
Instrument Date	Oct 5, 2023
Instrument	202310110016606
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 WILCOX RD, MIDDLEFIELD, OH 44062-9580

Mortgage

Document Number	0000016607
Date	Oct 11, 2023
Instrument	202310110016607

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	10.5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	4690 WILCOX RD, MIDDLEFIELD, OH 44062-9580
Document Number	0000005117
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4690 WILCOX RD MIDDLEFIELD OH 440629580, MIDDLEFIELD, OH 44062-9580

Mortgage

Document Number	0000005117
Date	Mar 21, 2018
Instrument	5117

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4690 Wilcox Rd was $3,263.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Mesopotamia Township
Unified School District	Bloomfield-Mespo Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00	$88,070 (-) Land $17,050 Building $71,020
2024	$3,263.00 (+0.83%)	$88,070 (-) Land $17,050 Building $71,020
2023	$3,236.00 (+8.12%)	$88,070 (+19.87%) Land $17,050 Building $71,020	$251,600 Land $48,700 Building $202,900
2022	$2,993.00	$73,470 Land $15,680 Building $57,790
2020			$209,900 Land $44,800 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4690 Wilcox Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1994–2022)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Feb 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4690 Wilcox Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilcox Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures