4690 Stephens Ave, Carnation, WA 98014 Property Records

King County property record for 4690 Stephens Ave, Carnation, WA 98014

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 1 ba · 8,100 sqft · built 2024
Lot Size	0.416 acres (18,109 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Apr 1996)
Tax Bill	$19 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2023 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`865830-2225`

Property Details

APN / Parcel Number

Primary APN	`865830-2225`
Alternative APN	`865830222507`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	8,100 sqft Living Area
Gross Area	13,921 sqft
1st Floor Area	960 sqft
Upper Floors Area	240 sqft
Basement Area	480 sqft
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	18,109 sqft (0.416 acres)
Garage Type	Open
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	865830222507
Street Address	4690 STEPHENS AVE
City	CARNATION
State	WA
Zip	98014-5084
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MU
Legal Description	TOLT TOWNSITE COS PLAT OF TOLT AS PER CARNATION BLA #LLA-23-0001 REC #20230531900040 SD BLA DAF - LOTS 10-16 OF BLK 17 OF SD ADD
Legal Range	07
Legal Township	25
Legal Section	16
Legal Subdivision	TOLT TOWNSITE COS PLAT OF TOLT
Legal Block	17
Legal Lot Number	10-16
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	3
Census Block	3027
Census Tract	32500

Owner

Source: King County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 96, CARNATION, WA 98014-0096
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage DEPARTMENT OF COMMERCE FCU
Jul 3, 2023	Deed of Trust, Mortgage WASHINGTON STATE DEPARTMENT OF COMMERCE
Jul 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage KING COUNTY
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage WASHINGTON STATE DEPARTMENT OF COMMERCE
Jul 3, 2023	Deed of Trust, Mortgage · Construction Mortgage SEATTLE BANK
Jul 5, 2023	Assignment of Agreement of Sale, Transfer FIRST AMERICAN TITLE
Jun 5, 2023	Intrafamily Transfer, Transfer
Dec 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1996 · Amount on Record
Deed Sale	Apr 1, 1996 · Amount on Record
Deed Document Number	1996775
Prior Transfer Date	Mar 1, 1996
Prior Transfer Doc	0000000645
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	CARNATION, WA 98014
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001064
Date	Jun 15, 2023
Instrument	20230615001064

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	42525

Agreement

Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	CARNATION, WA 98014
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 STEPHENS AVE, CARNATION, WA 98014-5068

Mortgage

Document Number	0000000814
Date	Jul 3, 2023
Instrument	20230703000814

Lender

Name	WASHINGTON STATE DEPARTMENT OF COMMERCE
Type	Non-Lending Institution
Address	OLYMPIA, WA 98504

Agreement

Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	CARNATION, WA 98014
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 STEPHENS AVE 96, 96, CARNATION, WA 98014-5068

Mortgage

Document Number	0000000815
Date	Jul 3, 2023
Instrument	20230703000815

Lender

Name	KING COUNTY
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	CARNATION, WA 98014
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 STEPHENS AVE, CARNATION, WA 98014-5068

Mortgage

Document Number	0000000813
Date	Jul 3, 2023
Instrument	20230703000813

Lender

Name	WASHINGTON STATE DEPARTMENT OF COMMERCE
Type	Non-Lending Institution
Address	OLYMPIA, WA 98504

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	CARNATION, WA 98014
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31845 W CORMMERCIAL ST, CARNATION, WA 98014-7625

Mortgage

Document Number	0000000812
Date	Jul 3, 2023
Instrument	20230703000812

Lender

Name	SEATTLE BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 2, 2026

July 2023: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	KING WA
Recording Date	Jul 5, 2023
Property Address	CARNATION, WA 98014
Document Number	0000000612
Map Reference	VOL 20 PG 43
Instrument Date	Jun 27, 2023
Instrument	20230705000612
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Jun 5, 2023
Property Address	CARNATION, WA 98014
Document Number	0000000390
Map Reference	VOL 20 PG 43
Instrument Date	Jun 2, 2023
Instrument	20230605000390
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 96, CARNATION, WA 98014-0096

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Dec 10, 2021
Property Address	CARNATION, WA 98014
Document Number	0000000004
Instrument Date	Dec 2, 2021
Instrument	20211210000004
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 96, CARNATION, WA 98014-0096

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Carnation City
Unified School District	Riverview School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,791,000 (+13.19%) Land $633,800 Building $2,157,200	$2,791,000 (+13.19%) Land $633,800 Building $2,157,200
2024	$19.00 (-99.28%) Additional exemption filed	$2,465,720 (+1,145.31%) Land $633,800 Building $1,831,920	$2,465,720 (+1,145.31%) Land $633,800 Building $1,831,920
2023	$2,649.00 (+21,975%)
2022	$12.00 Additional exemption filed	$198,000 Land $194,000 Building $4,000	$198,000 Land $194,000 Building $4,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	55 (1990–2025)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 9 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARNATION WATER SYSTEM serves 2,400 people · EPA ID WA5311200
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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