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4690 Hwy A1A, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 4690 Hwy A1A, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,046 sqft · built 2020
Lot Size0.86 acres (37,462 sqft)
Owner2 Company Names on Record
Last Sale$2,900,000 (Oct 2024)
Tax Bill$25,592 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jun 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-38-03-00-253

Property Details

APN / Parcel Number

Primary APN29-38-03-00-253
Alternative APNs
  • 29-38-03-00-00253.0-0000.00
  • 2953118

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,046 sqft Living Area
Gross Area5,252 sqft
1st Floor Area3,046 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area37,462 sqft (0.86 acres)
Lot Dimensions375 ft deep x 100 ft wide
View / LotRiver
Garage TypeAttached
Garage Area858 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area560 sqft
Deck Area1,219 sqft
Patio Area790 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2953118
Street Address4690 HIGHWAY A1A
CityMELBOURNE BEACH
StateFL
Zip32951-3615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionPT OF THE NORTH 477.36 FT OF GOVT LOT 2 LYING WEST OF A1A AS DESC IN ORB 3946 PG 369
Legal Range38E
Legal Township29S
Legal Section03
Legal SubdivisionACREAGE & UNREC
Legal Block253
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1004
Census Tract66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address560 AQUIDNECK AVE, MIDDLETOWN, RI 02842-5788
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Jun 24, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Nov 16, 2021Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Aug 22, 2019Deed of Trust, Mortgage
BRANCH BK&TR
Jun 12, 2018Warranty Deed, Transfer
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2024 · Amount on Record
Deed SaleOct 22, 2024 · Amount on Record
Prior SaleJun 12, 2018 · Amount on Record
Deed Document Number2024211677
Deed Book / Page10183 / 1105
Prior Transfer DateJun 23, 2022
Prior Transfer Doc0095421918
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4690 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3615
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097890659
DateMay 16, 2023
Book Page9789/659
Instrument2023099831
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 24, 2022
Property Address4690 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3615
Document Number0095421918
Book / Page9542 / 1918
Instrument DateJun 23, 2022
Instrument2022157985
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4690 S HIGHWAY A1A, 4690, MELBOURNE BEACH, FL 32951-3615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4690 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3615

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4690 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3615
Transaction TypeMortgage
Record UpdatedDec 6, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093270908
DateNov 16, 2021
Book Page9327/908
Instrument2021300127
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4690 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3615
Document Number0085250839
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedNov 8, 2019
Title CompanyAURORA TITLE AND ESCROW/BREVARD, AURORA TITLE & ESCROW/BREVARD

Transferred To (Grantee/Buyer)

NameVerified Name
Address4690 S HIGHWAY A1A MELBOURNE BEACH FL 329513615, MELBOURNE BEACH, FL 32951-3615

Mortgage

Document Number0085250839
DateAug 27, 2019
Book Page008525/000839
Instrument189199
Lender
NameBRANCH BK&TR
TypeBank
Address223 NASH ST W, WILSON, NC 27893-3801
Agreement
AmountAmount Recorded
Term360 Months
DueAug 26, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 12, 2018
Property Address4690 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3615
Document Number0081871066
Book / Page008187 / 001066
Instrument DateJun 11, 2018
Instrument132147
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,775.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4690 S HIGHWAY A1A MELBOURNE BEACH FL 329513615, MELBOURNE BEACH, FL 32951-3615

Mortgage

Document Number81871072
DateJun 12, 2018
Book Page008187/001072
Instrument132149
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
AmountAmount Recorded
Term360 Months
DueJun 11, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,091,810 (+2.6%)$2,091,810 (+2.6%)
2025$25,592.00 (+90.36%)$2,038,750 (+92.01%)$2,038,750 (+54.52%)
2024$13,444.00 (+1.12%)
2023$13,295.00 (+7.18%) Homeowner's exemption$1,061,810 (+3%)$1,319,370 (+11.03%) Land $467,500 Building $851,870
2022$12,404.00 Homeowner's exemption$1,030,890$1,188,270 Land $467,500 Building $720,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 196 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies229 units insured
incl. 33 condo units
Nearby Flood Claims54 (1979–2022)
Claims Outside the SFHA24 of 54
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP09A “Coconut Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2020)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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