4690 Gavin Lake Rd NE, Ada, MI 49301 Property Records

Kent County property record for 4690 Gavin Lake Rd NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Sep 2004)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-29-300-003`

Property Details

APN / Parcel Number

Primary APN	`41-12-29-300-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	43,560 sqft (1 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4690 GAVIN LAKE RD NE
City	ADA
State	MI
Zip	49301-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	S 158 FT OF N 802 FT OF W 200 FT OF NE 1/4 SW 1/4 * SEC 29 T8N R9W 0.72 A.
Legal Range	09W
Legal Township	08N
Legal Section	29
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	2
Census Block	2035
Census Tract	10902

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4690 GAVIN LAKE RD NE, ADA, MI 49301-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2004 · Amount on Record
Deed Sale	Sep 3, 2004 · Amount on Record
Deed Document Number	2004120104
Last Transfer Date	Sep 30, 2010
Transfer Doc	0000087015
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4690 GAVIN LAKE RD NE, ADA, MI 49301-9741
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 GAVIN LAKE RD NE, ADA, MI 49301-9741

Mortgage

Document Number	0000072486
Date	Dec 26, 2023
Instrument	20231226-0072486

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4690 GAVIN LAKE RD NE, ADA, MI 49301-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090038
Date	Sep 30, 2020
Instrument	202009300090038

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	4690 GAVIN LAKE RD NE, ADA, MI 49301-9741
Document Number	0000068702
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4690 GAVIN LAKE RD NE ADA MI 493019741, ADA, MI 49301-9741

Mortgage

Document Number	0000068702
Date	Sep 4, 2018
Instrument	68702

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2033

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,600 (+41.73%)	$317,200 (+41.73%)
2025	$2,731.00 (+21.38%)
2023		$111,900	$223,800
2019	$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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