4690 Cardinal Way, Naples, FL 34112 Property Records

Collier County property record for 4690 Cardinal Way, Naples, FL 34112

Property Summary

Property Type	Commercial Office
Details	5,856 sqft · built 2023
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$5,000,000 (Jul 2023)
Tax Bill	$9,499 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`610130 55A24`

Property Details

APN / Parcel Number

Primary APN	`610130 55A24`
Alternative APN	`71750003108`

Interior

Building Area	5,856 sqft Gross Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	16,553 sqft (0.38 acres)
Deck Area	56 sqft

Location & Zoning

Street Address	4690 CARDINAL WAY
City	NAPLES
State	FL
Zip	34112-6664
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	SABAL BAY PARCELS 1-5 PARCEL 5
Legal Subdivision	SABAL BAY
Legal Block	1
Legal Lot Number	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10702

Owner

4690 Cardinal Way, a commercial property, is owned by a company that bought it in July 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	6493 ARRIBA AVE, NAPLES, FL 34113-9061
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ERIE FEDERAL CREDIT UNION
Jul 14, 2023	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	20236428614
Deed Book / Page	6268 / 1579
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jun 2, 2026
Property Address	4690 CARDINAL WAY, NAPLES, FL 34112-6664
Document Number	0006832270
Book / Page	6593 / 2718
Instrument Date	May 27, 2026
Instrument	20266832270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	6493 ARRIBA AVE, NAPLES, FL 34113-9061

Mortgage

Document Number	0006832270,
Date	Jun 2, 2026
Book Page	6593/2718
Instrument	20266832270

Lender

Name	ERIE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 14, 2023
Property Address	4690 CARDINAL WAY, NAPLES, FL 34112-6664
Document Number	0062681579
Book / Page	6268 / 1579
Map Reference	MB 71 PG 92
Instrument Date	Jul 12, 2023
Instrument	6428614
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1895 SEWARD AVE STE 2, 2, NAPLES, FL 34109-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6493 ARRIBA AVE, NAPLES, FL 34113-9061

Mortgage

Document Number	0062681595
Date	Jul 14, 2023
Instrument	6268/1595

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4690 Cardinal Way was $9,499, down 20.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,519 (-4.39%) Land $156,998 Building $707,521	$864,519 (-4.39%) Land $156,998 Building $707,521
2025	$9,499.00 (-20.19%)	$904,248 Land $166,811 Building $737,437	$904,248 Land $166,811 Building $737,437
2024	$11,902.00 (+252.97%)
2023	$3,372.00 (+17.74%)	$327,080 (+51.31%) Land $327,080	$327,080 (-) Land $327,080
2022	$2,864.00	$216,168	$327,080 Land $327,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4690 Cardinal Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 736 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	736 in force
Nearby Flood Claims	116 (1985–2026)
Claims Outside the SFHA	3 of 116
Most Recent Claim	Apr 2026
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 23 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4690 Cardinal Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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