4690 40th St NE, Naples, FL 34120 Property Records

Collier County property record for 4690 40th St NE, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details1,814 sqft · built 2005
Lot Size1.16 acres (50,965 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Oct 2004)
Tax Bill$1,250 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AH (high risk)
APN344500 8 23D09

Property Details

APN / Parcel Number

Primary APN344500 8 23D09
Alternative APNs
  • 39710480004075900823
  • 39710480004

Interior

Stories1 Story
Building Area1,814 sqft Living Area
1st Floor Area1,814 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeMasonry / Concrete Block
Lot Area50,965 sqft
Deck Area240 sqft

Location & Zoning

Street Address4690 40TH ST NE
CityNAPLES
StateFL
Zip34120-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 61 N 75FT OF TR 8 OR 2006 PG 159
Legal Range28
Legal Township48
Legal Section9
Legal SubdivisionGOLDEN GATE EST UNIT 61
Legal Tract8
Legal Block1
Legal Lot Number2
Legal Unit61
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1006
Census Tract11206

Owner

4690 40th St NE is owned and occupied by two individuals who bought it in October 2004.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address4690 40TH ST NE, NAPLES, FL 34120-3248
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2004 · Amount on File
Deed SaleOct 4, 2004 · Amount on File
Deed Document Number20043484538
Deed Book / Page3653 / 1899
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4690 40TH ST NE, NAPLES, FL 34120-3248
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058983811
DateFeb 26, 2021
Book Page5898/3811
Instrument6008711
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4690 40th St NE was $1,250 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,795 (+2.7%)$290,409 (-0.25%) Land $49,140 Building $241,269
2025$1,250.00 Homeowner's exemption$122,488$291,126 Land $49,140 Building $241,986
2023$1,180.00 (+1.37%) Homeowner's exemption$115,569 (+3%)$304,238 (-0.63%) Land $32,175 Building $272,063
2022$1,164.00 Homeowner's exemption$112,203$306,156 Land $49,754 Building $256,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4690 40th St NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 906 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies906 in force
Nearby Flood Claims6 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4690 40th St NE is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000

May also be available: Streamline Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 40th St NE

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