Effingham County property record for 469 Zettler Loop, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,300 sqft · built 1970 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,500 (Jul 1989) |
| Tax Bill | $1,229 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0417B-029-000 |
| Primary APN | 0417B-029-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 85,813 sqft (1.97 acres) |
| Porch | Slab |
| Porch Area | 420 sqft |
| Utility Building | 280 sqft |
| Account Number | 14123 |
|---|---|
| Street Address | 469 ZETTLER LOOP |
| City | GUYTON |
| State | GA |
| Zip | 31312-6229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | LOT 29 |
| Legal Subdivision | MONTEITH FARMS |
| Legal Lot Number | 29 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30301 |
469 Zettler Loop is owned and occupied by two individuals who bought it in July 1989.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 469 ZETTLER LOOP, GUYTON, GA 31312-6229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1989 · Amount on File |
| Deed Sale | Jul 18, 1989 · Amount on File |
| Deed Book / Page | 270 / 356 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 469 Zettler Loop was $1,229 with exemptions applied, up 10.5% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,613 (-) Land $24,822 Building $34,791 | $149,033 (-) Land $62,055 Building $86,978 | |
| 2025 | $1,229.00 (+10.52%) Homeowner's exemption Senior Citizen's exemption | $59,613 (+27.3%) Land $24,822 Building $34,791 | $149,033 (+27.3%) Land $62,055 Building $86,978 |
| 2024 | $1,112.00 (+97.51%) Homeowner's exemption Senior Citizen's exemption | $46,828 (+24%) Land $16,548 Building $30,280 | $117,070 (+24%) Land $41,370 Building $75,700 |
| 2023 | $563.00 (-46.12%) Homeowner's exemption | $37,763 (-) Land $16,548 Building $21,215 | $94,408 (-) Land $41,370 Building $53,038 |
| 2022 | $1,045.00 Homeowner's exemption | $37,763 Land $16,548 Building $21,215 | $94,408 Land $41,370 Building $53,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 469 Zettler Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 469 Zettler Loop is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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