Bell County property record for 469 Whispering Oaks Loop, Killeen, TX 76549
| Property Type | Single Family Home |
|---|---|
| Details | 1,460 sqft · built 2016 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $473,812 (Jun 2026) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0433362200 |
| Primary APN | 0433362200 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Canopy | 398 sqft |
| Storage Building | 158 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 469 WHISPERING OAKS LOOP |
|---|---|
| City | KILLEEN |
| State | TX |
| Zip | 76549-6556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING OAKS ESTATES, BLOCK 001, LOT 0023, ACRES 1.41 |
| Legal Subdivision | WHISPERING OAKS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 23301 |
469 Whispering Oaks Loop is owned and occupied by an individual who bought it in June 2026.
Source: Bell County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 608 RUBY LN, JARRELL, TX 76537-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Feb 24, 2020 | Deed of Trust, Mortgage BANCORPSOUTH |
| Feb 1, 2017 | Warranty Deed, Transfer FIRST ST BK/CTRL TX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on File |
| Deed Sale | Jun 16, 2026 · Amount on File |
| Prior Sale | Feb 1, 2017 · Amount on File |
| Deed Document Number | 202630178 |
| Prior Transfer Date | Jan 30, 2017 |
| Prior Transfer Doc | 0000004165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 16, 2026 |
| Property Address | 469 WHISPERING OAKS LOOP, KILLEEN, TX 76549-6556 |
| Document Number | 0000030178 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202630178 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | AMERICAN ABSTRACT AND TITLE, AMERICAN ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 RUBY LN, JARRELL, TX 76537-4412 |
| Document Number | 0000030179, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202630179 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 469 WHISPERING OAKS LOOP, KILLEEN, TX 76549-6556 |
| Document Number | 0000010044 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 469 WHISPERING OAKS LOOP KILLEEN TX 765496556, KILLEEN, TX 76549-6556 |
| Document Number | 0000010044 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 10044 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 1, 2017 |
| Property Address | 469 WHISPERING OAKS LOOP, KILLEEN, TX 76549-6556 |
| Document Number | 0000004165 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 4165 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 338 PECAN ST KILLEEN TX 76543, KILLEEN, TX 76543 |
| Document Number | 3933 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 3933 |
| Name | FIRST ST BK/CTRL TX |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76503-6136 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 469 Whispering Oaks Loop was $901 with exemptions applied.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $901.00 | $252,890 | $355,765 Land $81,710 Building $274,055 |
| 2023 | $1,541.00 (-38.29%) Homeowner's exemption Disabled Person's exemption | $373,070 Land $54,955 Building $318,115 | $373,070 Land $54,955 Building $318,115 |
| 2022 | $2,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 469 Whispering Oaks Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2024–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 469 Whispering Oaks Loop is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Communications Fiber | 2,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Western Broadband Fixed Wireless | 200 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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