469 Union Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 469 Union Ave, Middlesex, NJ 08846

Property Summary

Property Type	Retail Store
Details	1,988 sqft · built 1930
Lot Size	0.18 acres (7,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2022)
Tax Bill	$10,600 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00086-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00086-0000-00007`
Alternative APN	`100008600007`

Interior

Stories	2 Stories
Building Area	1,988 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	7,828 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 5 ft wide

Location & Zoning

Street Address	469 UNION AVE
City	MIDDLESEX
State	NJ
Zip	08846-1976
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	4A
Legal Description	68.05X115
Legal Block	86
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2024
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	469 UNION AVE, MIDDLESEX, NJ 08846-1976
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Apr 3, 2007 · Amount on Record
Deed Document Number	202242524
Deed Book / Page	18912 / 447
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 28, 2022
Property Address	469 UNION AVE, MIDDLESEX, NJ 08846-1976
Document Number	0000042524
Book / Page	18912 / 447
Instrument Date	Apr 25, 2022
Instrument	2022042524
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 PERSHING RD, 175, ENGLEWOOD CLIFFS, NJ 07632-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	469 UNION AVE, MIDDLESEX, NJ 08846-1976

Mortgage

Document Number	0000042525
Date	Apr 28, 2022
Instrument	2022042525

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-) Land $200,000 Building $300,000	$500,000 (-) Land $200,000 Building $300,000
2025	$10,600.00 (+15.22%)	$500,000 (+25.75%) Land $200,000 Building $300,000	$500,000 (+25.75%) Land $200,000 Building $300,000
2024	$9,200.00 (-20.36%)
2023		$397,600 Land $200,000 Building $197,600	$397,600 Land $200,000 Building $197,600
2022	$11,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20