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469 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 469 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,630 sqft · built 1992
Lot Size2.81 acres (122,839 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Feb 2025)
Tax Bill$13,298 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN13-00045-0000-00004-0000-C0469

Property Details

APN / Parcel Number

Primary APN13-00045-0000-00004-0000-C0469
Alternative APN
  • 1300045000000004C0469

Interior

Building Area1,630 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Lot Area122,839 sqft

Location & Zoning

Street Address469 UNDERCLIFF AVE
CityEDGEWATER
StateNJ
Zip07020-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.82 AC
Legal SubdivisionPANORAMA EAST
Legal Block45
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group2
Census Block2003
Census Tract13002

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address469 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1282
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on Record
Deed SaleFeb 27, 2025 · Amount on Record
Prior SaleSep 24, 2009 · Amount on Record
Deed Document Number202513801
Deed Book / Page5438 / 1173
Prior Transfer DateNov 19, 2024
Prior Transfer Doc0000015843
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address469 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1282
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address469 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1282

Mortgage

Document Number0056381516
DateNov 6, 2025
Book Page5638/1516
Instrument2025075265
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateNov 14, 2018
Property Address469 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1282
Document Number0031062252
Book / Page003106 / 002252
Instrument DateNov 2, 2018
Instrument80673
Transaction TypeTransfer
Record UpdatedNov 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address469 UNDERCLIFF AVE EDGEWATER NJ 070201282, EDGEWATER, NJ 07020-1282

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$899,600 (+11.28%) Land $410,000 Building $489,600$899,600 (+11.28%) Land $410,000 Building $489,600
2025$13,298.00 (+5.51%)$808,400 (+4.27%) Land $340,000 Building $468,400$808,400 (+4.27%) Land $340,000 Building $468,400
2024$12,604.00 (+2.87%)
2023$775,300 Land $327,500 Building $447,800$775,300 Land $327,500 Building $447,800
2022$12,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2012–2021)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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