469 Tovar Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 469 Tovar Dr, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1969
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,265,000 (Jul 2022)
Tax Bill	$18,011 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`689-38-106`

Property Details

APN / Parcel Number

Primary APN	`689-38-106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	962 sqft
2nd Floor Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	469 TOVAR DR
City	SAN JOSE
State	CA
Zip	95123-4948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4559 BOOK 251 PAGE 55 LOT 130
Legal Subdivision	TRACT NO 4559
Legal Tract	4559
Legal Lot Number	130
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	512030

Owner

469 Tovar Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	469 TOVAR DR, SAN JOSE, CA 95123-4948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	202225350866
Prior Transfer Date	Nov 25, 1997
Prior Transfer Doc	0000074505
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 29, 2022
Property Address	469 TOVAR DR, SAN JOSE, CA 95123-4948
Document Number	0025350866
Map Reference	MB 251 PG 54&55
Instrument Date	Jul 25, 2022
Instrument	25350866
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	469 TOVAR DR, SAN JOSE, CA 95123-4948

Mortgage

Document Number	0025350867
Date	Jul 29, 2022
Instrument	25350867

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	469 TOVAR DR, SAN JOSE, CA 95123-4948
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 TOVAR DR, SAN JOSE, CA 95123-4948

Mortgage

Document Number	0024819158
Date	Feb 5, 2021
Instrument	24819158

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	469 TOVAR DR, SAN JOSE, CA 95123-4948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024564314
Date	Aug 5, 2020
Instrument	24564314

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2019
Property Address	469 TOVAR DR, SAN JOSE, CA 95123-4948
Document Number	0024287872
Map Reference	MB 251 PG 54&55
Instrument Date	Sep 4, 2019
Instrument	24287872
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	469 TOVAR DR, SAN JOSE, CA 95123-4948

Mortgage

Document Number	0024287873
Date	Sep 24, 2019
Instrument	24287873

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 469 Tovar Dr was $18,011.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,342,427 (+2%) Land $1,167,328 Building $175,099
2025	$18,011.00	$1,316,106 Land $1,144,440 Building $171,666
2023	$17,398.00 (+34.14%)	$1,265,000 Land $1,100,000 Building $165,000
2022	$12,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 469 Tovar Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Tovar Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160

May also be available: AT&T, Etheric Networks, Ridge Wireless, T-Mobile.

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