Kane County property record for 469 Sunset Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1948 |
| Lot Size | 0.138 acres (6,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Oct 2001) |
| Tax Bill | $5,219 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-280-010 |
| Primary APN | 06-22-280-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,875 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 6,018 sqft (0.138 acres) |
| Lot Dimensions | 118 ft deep x 51 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 469 SUNSET DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 34 BLOCK 6 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 6 |
| Legal Lot Number | 34 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 854900 |
Source: Kane County records · APN 06-22-280-010
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 469 SUNSET DR, ELGIN, IL 60123-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Dec 08, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2001 · Amount on Record |
| Deed Sale | Oct 05, 2001 · Amount on Record |
| Deed Document Number | 2001103770 |
| Last Transfer Date | Dec 08, 2022 |
| Transfer Doc | 0000057959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 19, 2026 |
| Property Address | 469 SUNSET DR, ELGIN, IL 60123-7240 |
| Document Number | 0000020570 |
| Instrument Date | May 13, 2026 |
| Instrument | 202620570 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 469 SUNSET DR, ELGIN, IL 60123-7240 |
| Document Number | 0000020570, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202620570 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 469 SUNSET DR, ELGIN, IL 60123-7240 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031911 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023K031911 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 08, 2022 |
| Property Address | 469 SUNSET DR, ELGIN, IL 60123-7240 |
| Document Number | 0000057960 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022K057960 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 469 SUNSET DR, ELGIN, IL 60123-7240 |
| Document Number | 0000057961 |
|---|---|
| Date | Dec 08, 2022 |
| Instrument | 2022K057961 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,219.00 (+4.55%) Homeowner's exemption | ||
| 2024 | $4,992.00 (+10.76%) | $70,389 (+21.39%) Land $16,849 Building $53,540 | $211,252 (+21.44%) Land $50,567 Building $160,684 |
| 2022 | $4,507.00 (+4.79%) Homeowner's exemption | $57,984 (+6.96%) Land $13,880 Building $44,104 | $173,952 (+6.96%) Land $41,640 Building $132,312 |
| 2021 | $4,301.00 Homeowner's exemption | $54,211 Land $12,977 Building $41,234 | $162,633 Land $38,931 Building $123,702 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 626 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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