Chester County property record for 469 Spruce Dr, Exton, PA 19341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,061 sqft · built 1980 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jul 2015) |
| Tax Bill | $555 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-4D-60 |
| Primary APN | 41-4D-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,061 sqft Living Area |
| Basement Area | 1,032 sqft |
| Finished Basement | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 469 SPRUCE DR |
|---|---|
| City | EXTON |
| State | PA |
| Zip | 19341-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1 AC & DWG LOT 113 |
| Legal Subdivision | WHITFORD VILLAGE |
| Legal Lot Number | 113 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WEST WHITELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 302206 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 469 SPRUCE DR, EXTON, PA 19341-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Dec 29, 2020 | Loan Modification, Mortgage · Conventional Mortgage ANDREWS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on Record |
| Deed Sale | Jul 21, 2015 · Amount on Record |
| Prior Sale | Jul 17, 2000 · Amount on Record |
| Deed Document Number | 201511420556 |
| Deed Book / Page | 9148 / 1 |
| Prior Transfer Date | Sep 5, 2013 |
| Prior Transfer Doc | 0088180355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 469 SPRUCE DR, EXTON, PA 19341-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096801078 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 9680/1078 |
| Instrument | 11586771 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 469 SPRUCE DR, EXTON, PA 19341-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096801101 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 9680/1101 |
| Instrument | 11586772 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 469 SPRUCE DR, EXTON, PA 19341-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0103971043 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 10397/1043 |
| Instrument | 11794126 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 469 SPRUCE DR, EXTON, PA 19341-2025 |
| Document Number | 0103971040 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 469 SPRUCE DR EXTON PA 193412025, EXTON, PA 19341-2025 |
| Document Number | 0103971040 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 010397/001040 |
| Instrument | 11794125 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 3, 2049 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | West Whiteland Township |
| Unified School District | West Chester Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555.00 (-89.48%) | $182,000 (-) Land $48,300 Building $133,700 | $182,000 (-) Land $48,300 Building $133,700 |
| 2025 | $182,000 (-) Land $48,300 Building $133,700 | $182,000 (-) Land $48,300 Building $133,700 | |
| 2024 | $5,275.00 | $182,000 Land $48,300 Building $133,700 | |
| 1998 | $182,000 Land $48,300 Building $133,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA UWCHLAN private · serves 35,518 people · EPA ID PA1150035 |
|---|---|
| Water Source | Purchased surface water from AQUA PA MAIN SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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