469 Ruby Dr, West St Paul (Saint Paul), MN 55118 Property Records

Dakota County property record for 469 Ruby Dr, West St Paul, MN 55118 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	1,632 sqft Living Area
Lot Size	8,891 sqft (0.204 acres)
Garage	Detached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$4,534.00 (2025)

Owner

Source: Dakota County records · APN 42-76400-01-170

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	469 RUBY DR, SAINT PAUL, MN 55118-3015
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 09, 2015
Transfer Doc	0000756263
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	469 RUBY DR, WEST SAINT PAUL, MN 55118-3015
Document Number	0000826305
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	469 RUBY DR ST PAUL MN 551183015, ST PAUL, MN 55118-3015

Mortgage

Document Number	0000826305
Date	Aug 17, 2020
Instrument	826305

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2035

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	West St. Paul City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,534.00	$334,500 Land $80,900 Building $253,600	$334,500 Land $80,900 Building $253,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`42-76400-01-170`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area
1st Floor	912 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Construction Type	Wood Construction
Lot Area	8,891 sqft (0.204 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	528 sqft Garage

Location & Zoning

Street Address	469 RUBY DR
City	SAINT PAUL
State	MN
Zip	55118-3015
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TILSEN GARDEN VALLEY ADD 17 1
Legal Subdivision	TILSEN GARDEN VALLEY ADD
Legal Block	1
Legal Lot Number	170
Jurisdiction	DAKOTA MN
Minor Civil Division	WEST ST. PAUL
Census Blockgroup	2
Census Block	2002
Census Tract	60103