469 Monroe Ave, Peru, IN 46970 Property Records

Miami County property record for 469 Monroe Ave, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 664 sqft · built 1974
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$91,732 (Sep 2025)
Tax Bill	$99 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`021-65021-40`

Property Details

APN / Parcel Number

Primary APN	`021-65021-40`
Alternative APNs	`52-08-22-401-511.000-016` `00538289375`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	664 sqft Living Area
1st Floor Area	664 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00538289375
Street Address	469 MONROE AVE
City	PERU
State	IN
Zip	46970-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-65021-40 OAKDALE ADD LOT 740 42 300 21400
Legal Subdivision	OAKDALE ADD
Legal Lot Number	740
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1020
Census Tract	952200

Owner

469 Monroe Ave is owned and occupied by an individual who bought it in September 2025.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	469 MONROE AVE, PERU, IN 46970-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · FHA Mortgage LUMINATE BANK
Mar 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Mar 22, 2022
Deed Document Number	2025523885
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 30, 2025
Property Address	469 MONROE AVE, PERU, IN 46970-1254
Document Number	20250523885
Instrument Date	Sep 30, 2025
Instrument	20250523885
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 MONROE AVE, PERU, IN 46970-1254

Mortgage

Document Number	20250523886
Date	Sep 30, 2025
Instrument	20250523886

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Mar 22, 2022
Property Address	469 MONROE AVE, PERU, IN 46970-1254
Document Number	20220521441
Instrument Date	Mar 21, 2022
Instrument	20220521441
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111S S VINE ST, FARINA, IL 62838-1325

Tax Assessment & Valuation

The 2025 property tax bill for 469 Monroe Ave was $99, down 84.3% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$99.00 (-84.29%)	$39,100 (+24.13%) Land $4,100 Building $35,000	$39,100 (+24.13%) Land $4,100 Building $35,000
2024	$630.00 (-20.85%)	$31,500 (-20.85%) Land $4,100 Building $27,400	$31,500 (-20.85%) Land $4,100 Building $27,400
2023	$796.00 (+131.4%)	$39,800 Land $4,100 Building $35,700	$39,800 Land $4,100 Building $35,700
2022	$344.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 469 Monroe Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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