Kane County property record for 469 Miller Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,237 sqft · built 1948 |
| Lot Size | 0.129 acres (5,626 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jan 2022) |
| Tax Bill | $5,433 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-278-003 |
| Primary APN | 06-22-278-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,237 sqft Living Area |
| Gross Area | 1,987 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,626 sqft (0.129 acres) |
| Lot Dimensions | 116 ft deep x 49 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 469 MILLER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 32 BLOCK 4 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 854900 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 469 MILLER DR, ELGIN, IL 60123-7232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHRISTIAN CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 20223075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 18, 2022 |
| Property Address | 469 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000003075 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2022K003075 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 469 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000003076 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022K003076 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 27, 2017 |
| Property Address | 469 MILLER DR, ELGIN, IL 60123-7232 |
| Document Number | 0000061431 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 61431 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 505 REESE AVE EAST DUNDEE IL 601182413, EAST DUNDEE, IL 60118-2413 |
| Document Number | 61432 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 61432 |
| Name | CHRISTIAN CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIMAS, CA 91773 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,433.00 (+15.82%) Homeowner's exemption | ||
| 2024 | $72,968 (+21.39%) Land $16,849 Building $56,119 | $218,992 (+21.44%) Land $50,567 Building $168,424 | |
| 2022 | $4,691.00 (+4.76%) Homeowner's exemption | $60,109 (+6.96%) Land $13,880 Building $46,229 | $180,327 (+6.96%) Land $41,640 Building $138,687 |
| 2021 | $4,478.00 Homeowner's exemption | $56,198 Land $12,977 Building $43,221 | $168,594 Land $38,931 Building $129,663 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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