469 Main St, Luzerne, PA 18709 Property Records

Luzerne County property record for 469 Main St, Luzerne, PA 18709

Property Summary

Property Type	Single Family Home
Details	783 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Apr 2019)
Tax Bill	$1,475 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-I8S2-008-006`

Property Details

APN / Parcel Number

Primary APN	`25-I8S2-008-006`
Alternative APNs	`25-I8S2-008-006-000` `2501I8S2 008006`

Interior

Stories	1 Story
Building Area	783 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	25-I8S2-008-006
Street Address	469 MAIN ST
City	LUZERNE
State	PA
Zip	18709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-1-446-12 469 MAIN ST
Legal Block	8
Legal Lot Number	6
Jurisdiction	LUZERNE PA
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2010
Census Tract	218000

Owner

469 Main St is owned and occupied by two individuals who bought it in April 2019.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	469 MAIN RD, HANOVER TOWNSHIP, PA 18706-6047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on File
Deed Sale	Apr 22, 2019 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Document Number	201921184
Deed Book / Page	3019 / 65965
Record Updated	Sep 20, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Apr 22, 2019
Property Address	469 MAIN ST, LUZERNE, PA 18709-1045
Document Number	0000021184
Book / Page	003019 / 065965
Instrument Date	Apr 19, 2019
Instrument	21184
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	PIONEER ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	469 MAIN RD HANOVER TOWNSHIP PA 187066047, HANOVER TOWNSHIP, PA 18706-6047

Mortgage

Document Number	21185
Date	Apr 22, 2019
Book Page	003019/065970
Instrument	21185

Lender

Name	ESSA BK&TR
Type	Bank
Address	STROUDSBURG, PA 18360-0160

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 469 Main St was $1,475 with a homeowner's exemption, up 0.1% from the year before.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Hanover Township
Unified School District	Hanover Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,475.00 (+0.07%) Homeowner's exemption	$48,000 Land $20,600 Building $27,400
2025	$1,474.00
2024		$48,000 Land $20,600 Building $27,400
2023	$1,470.00
2009			$48,000 Land $20,600 Building $27,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 469 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–2006)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CEASETOWN private · serves 58,467 people · EPA ID PA2409002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 40
AT&T Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20