469 Jackson St, Aurora, IL 60505 Property Records

Kane County property record for 469 Jackson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,518 sqft · built 1904
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$244,500 (Aug 2022)
Tax Bill	$3,991 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-255-044`

Property Details

APN / Parcel Number

Primary APN	`15-27-255-044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,460 sqft
Basement Area	942 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	469 JACKSON ST
City	AURORA
State	IL
Zip	60505-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIFFORDS ADDN : N 1/2 LOT 5 BLK 1
Legal Subdivision	GIFFORDS ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4003
Census Tract	854301

Owner

469 Jackson St is owned and occupied by two individuals who bought it in August 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	469 JACKSON ST, AURORA, IL 60505-4758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	202238858
Prior Transfer Date	Oct 10, 2012
Prior Transfer Doc	0000088135
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 12, 2026
Property Address	469 JACKSON ST, AURORA, IL 60505-4758
Document Number	0000019426
Instrument Date	Apr 13, 2026
Instrument	202619426
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 JACKSON ST, AURORA, IL 60505-4758

Mortgage

Document Number	0000019426,
Date	May 12, 2026
Instrument	202619426

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 1, 2022
Property Address	469 JACKSON ST, AURORA, IL 60505-4758
Document Number	0000038858
Instrument Date	Jul 20, 2022
Instrument	2022K038858
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469 JACKSON ST, AURORA, IL 60505-4758

Mortgage

Document Number	0000038859
Date	Aug 1, 2022
Instrument	2022K038859

Lender

Name	LOANDEPOT

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000038860
Date	Aug 1, 2022
Instrument	2022K038860

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2032

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2020
Property Address	469 JACKSON ST, AURORA, IL 60505-4758
Document Number	0000034694
Instrument Date	Jun 15, 2020
Instrument	34694
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 NEW HAVEN DR CARY IL 600131816, CARY, IL 60013-1816

Mortgage

Document Number	34695
Date	Jun 30, 2020
Instrument	34695

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate
Rate	3.49%

Tax Assessment & Valuation

The 2025 property tax bill for 469 Jackson St was $3,991 with a homeowner's exemption, up 5.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,991.00 (+5.53%) Homeowner's exemption	$69,110 (+9.39%) Land $4,485 Building $64,625	$207,413 (+9.39%) Land $13,460 Building $193,953
2024	$3,782.00	$63,178 Land $4,100 Building $59,078	$189,610 Land $12,305 Building $177,305
2022	$3,457.00 (+2.1%) Homeowner's exemption	$51,504 (+7.41%) Land $3,342 Building $48,162	$154,512 (+7.41%) Land $10,026 Building $144,486
2021	$3,386.00 Homeowner's exemption	$47,950 Land $3,111 Building $44,839	$143,850 Land $9,333 Building $134,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 469 Jackson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 469 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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