469 Ernies Rd, Ely, MN 55731 Property Records

Lake County property record for 469 Ernies Rd, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,512 sqft Gross Area
Lot Size	88,862 sqft (2.04 acres)
Garage	Mixed, 1,080 sqft
Occupancy	Owner Occupied
Tax Bill	$2,390.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-6311-29770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Gross Area
1st Floor	1,512 sqft 1st Floor
Stories	1 Stories
Utility Area	112 sqft Utility Area
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	88,862 sqft (2.04 acres)
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,080 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Deck Area	144 sqft Deck
Porch Area	84 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	469 ERNIES RD
City	ELY
State	MN
Zip	55731-9303
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THAT PART OF GOVT LOT 6 DESC AS PART OF
Legal Range	11W
Legal Township	63N
Legal Section	29
Jurisdiction	LAKE MN
Minor Civil Division	FALL LAKE
Census Blockgroup	1
Census Block	1161
Census Tract	370101

Owner

Source: Lake County records · APN 28-6311-29770

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	469 ERNIES RD, ELY, MN 55731-9303
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Stand Alone Refinance BANK MIDWEST
Jan 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage NORTHVIEW BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	469 ERNIES RD, ELY, MN 55731-9303
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196276
Date	Jan 26, 2021
Instrument	A000196276

Lender

Name	BANK MIDWEST

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	469 ERNIES RD, ELY, MN 55731-9303
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000186906
Date	Jan 26, 2017
Instrument	A000186906

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 25, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,500 (-11%) Land $55,600 Building $340,900	$396,500 (-11%) Land $55,600 Building $340,900
2025	$2,390.00
2023		$445,500 Land $48,000 Building $397,500	$445,500 Land $48,000 Building $397,500

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