469 Ellis Pl, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 469 Ellis Pl, Wyckoff, NJ 07481

Property Summary

Property Type	Single Family Home
Details	2,850 sqft · built 1961
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jan 2019)
Tax Bill	$15,835 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-00345-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`70-00345-0000-00002`
Alternative APN	`700034500002`

Interior

Stories	2 Stories
Building Area	2,850 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	24,999 sqft (0.574 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	469 ELLIS PL
City	WYCKOFF
State	NJ
Zip	07481-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA25
Legal Description	125X200
Legal Subdivision	STAGG BROOK ESTATES SEC 2
Legal Block	345
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	WYCKOFF
Census Block Group	3
Census Block	3012
Census Tract	61400

Owner

469 Ellis Pl is owned and occupied by two individuals who bought it in January 2019.

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jul 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Jul 18, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Jan 18, 2019	Deed with Mortgage, Transfer · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Jan 3, 1996 · Amount on File
Deed Document Number	20194506
Deed Book / Page	3158 / 2036
Prior Transfer Date	Jan 10, 2019
Prior Transfer Doc	0031582036
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835

Mortgage

Document Number	0056190486
Date	Oct 10, 2025
Book Page	5619/486
Instrument	2025069490

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041770022
Date	Jun 1, 2021
Book Page	4177/22
Instrument	2021086172

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Document Number	0037000717
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	469 ELLIS PL WYCKOFF NJ 074811835, WYCKOFF, NJ 07481-1835

Mortgage

Document Number	0037000717
Date	Sep 10, 2020
Book Page	003700/000717
Instrument	83627

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Document Number	0037000727
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	469 ELLIS PL WYCKOFF NJ 074811835, WYCKOFF, NJ 07481-1835

Mortgage

Document Number	0037000727
Date	Sep 10, 2020
Book Page	003700/000727
Instrument	83628

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 9, 2040

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Document Number	0034450815
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	469 ELLIS PL WYCKOFF NJ 074811835, WYCKOFF, NJ 07481-1835

Mortgage

Document Number	0034450815
Date	Dec 19, 2019
Book Page	003445/000815
Instrument	89228

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jan 18, 2019
Property Address	469 ELLIS PL, WYCKOFF, NJ 07481-1835
Document Number	0031582036
Book / Page	003158 / 002036
Instrument Date	Jan 10, 2019
Instrument	4506
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	469 ELLIS PL WYCKOFF NJ 074811835, WYCKOFF, NJ 07481-1835

Mortgage

Document Number	31582041
Date	Jan 18, 2019
Book Page	003158/002041
Instrument	4506

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 469 Ellis Pl was $15,835, up 3.9% from the year before.

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Wyckoff Township
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)
Elementary School District	Wyckoff Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,600 (-) Land $462,500 Building $319,100	$781,600 (-) Land $462,500 Building $319,100
2025	$15,835.00 (+3.9%)	$781,600 Land $462,500 Building $319,100	$781,600 Land $462,500 Building $319,100
2024	$15,241.00
2023		$781,600 Land $462,500 Building $319,100	$781,600 Land $462,500 Building $319,100
2022	$14,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 469 Ellis Pl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 Ellis Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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