469 E Willow St, #1, Elburn, IL 60119 Property Records

Kane County property record for 469 E Willow St, #1, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,302 sqft · built 2000
Owner2 Individual Names on File
Last Sale$154,000 (Dec 2018)
Tax Bill$5,463 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-32-382-013

Property Details

APN / Parcel Number

Primary APN08-32-382-013

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,302 sqft Living Area
Gross Area2,365 sqft
Basement Area651 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address469 E WILLOW ST, 1
CityELBURN
StateIL
Zip60119-8999
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT NO 469 IN COUNTRYSIDE CONDO
Legal SubdivisionCOUNTRYSIDE CONDO
Legal Block2
Legal Lot Number469
Legal Unit469
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2042
Census Tract852408

Owner

469 E Willow St, #1 is owned and occupied by two individuals who bought it in December 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address469 E WILLOW ST, 1, ELBURN, IL 60119-8999
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP
Dec 18, 2018Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE
Nov 3, 2017Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2018 · Amount on File
Deed SaleDec 18, 2018 · Amount on File
Prior SaleNov 3, 2017 · Amount on File
Deed Document Number201860618
Prior Transfer DateJun 27, 2003
Prior Transfer Doc0000113729
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address469 E WILLOW ST # 1, 1, ELBURN, IL 60119-8999
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047978
DateJun 23, 2021
Instrument2021K047978
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 18, 2018
Property Address469 E WILLOW ST # 1, 1, ELBURN, IL 60119-8999
Document Number0000060618
Instrument DateNov 23, 2018
Instrument60618
Transaction TypeTransfer
Record UpdatedJan 3, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address469 E WILLOW ST #1 ELBURN IL 601198999, 1, ELBURN, IL 60119-8999

Mortgage

Document Number60619
DateDec 18, 2018
Instrument60619
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 3, 2017
Property Address469 E WILLOW ST # 1, 1, ELBURN, IL 60119-8999
Document Number0000057830
Map ReferenceDOC1999K094328
Instrument DateOct 8, 2017
Instrument2017K057830
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBAIRD & WARNER TITLE SVCS IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address139W250 HERRINGTON, GENEVA, IL 60134

Mortgage

Document Number0000057831
DateNov 3, 2017
Instrument2017K057831
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 469 E Willow St, #1 was $5,463 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,463.00 Homeowner's exemption$73,934 (+8.43%) Land $7,123 Building $66,811$221,891 (+8.43%) Land $21,378 Building $200,513
2024$68,186 Land $6,569 Building $61,617$204,640 Land $19,715 Building $184,925
2022$4,872.00 (+4.64%) Homeowner's exemption$54,428 (+5.91%) Land $5,351 Building $49,077$163,284 (+5.91%) Land $16,053 Building $147,231
2021$4,656.00 Homeowner's exemption$51,390 Land $5,052 Building $46,338$154,170 Land $15,156 Building $139,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 469 E Willow St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 469 E Willow St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon, Xfinity.

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