Seminole County property record for 469 E Franklin St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,406 sqft · built 1956 |
| Lot Size | 0.434 acres (18,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $169,604 (Nov 2020) |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan Nov 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-21-31-300-0560-0000 |
| Primary APN | 10-21-31-300-0560-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 2,406 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,900 sqft (0.434 acres) |
| Lot Dimensions | 210 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Utility Building | 85 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 469 E FRANKLIN ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 10 TWP 21S RGE 31E W 30 YD OF E 70 YD OF S 70 YD OF NW 1/4 OF SE 1/4 (LESS S 25 FT FOR RD) |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 10 |
| Legal Subdivision | LONE PINES |
| Legal Tract | 300 |
| Legal Lot Number | 1 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 21311 |
Source: Seminole County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11068 SUMMERSPRING LAKES DR, ORLANDO, FL 32825-7403 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Construction Mortgage CHURCHILL FUNDING I LLC |
| Nov 6, 2020 | Special Warranty Deed, Construction Loan · Construction Mortgage SHERMAN BRIDGE ALT FUND LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Prior Sale | Nov 14, 2019 |
| Deed Document Number | 2020127720 |
| Deed Book / Page | 9755 / 1191 |
| Prior Transfer Date | Oct 22, 2019 |
| Prior Transfer Doc | 0094771264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 469 E FRANKLIN ST, OVIEDO, FL 32765-6780 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11068 SUMMERSPRING LAKES DR, ORLANDO, FL 32825-7403 |
| Document Number | 0106051685 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 10605/1685 |
| Instrument | 2024029115 |
| Name | CHURCHILL FUNDING I LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 469 E FRANKLIN ST, OVIEDO, FL 32765-6780 |
| Document Number | 0097551191 |
| Book / Page | 9755 / 1191 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020127720 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 2, 2022 |
| Title Company | PREMIUM TITLE SVCS FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637 |
| Name | Verified Name |
|---|---|
| Address | 11068 SUMMERSPRING LAKES DR, ORLANDO, FL 32825-7403 |
| Document Number | 0097551194 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 9755/1194 |
| Name | SHERMAN BRIDGE ALT FUND LP |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,367.00 (+19.19%) | $196,067 (+7.2%) Land $88,560 Building $107,507 | $196,067 (+7.2%) Land $88,560 Building $107,507 |
| 2023 | $2,825.00 (+7.25%) | $182,905 (+5.06%) | $182,905 (+0.54%) Land $88,560 Building $94,345 |
| 2022 | $2,634.00 | $174,100 | $181,921 Land $88,560 Building $93,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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