469 E 3rd St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 469 E 3rd St, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,600 (Mar 2026)
Tax Bill	$5,746 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.73-4032-11`

Property Details

APN / Parcel Number

Primary APN	`550800 165.73-4032-11`
Alternative APNs	`080016507340320110000000` `099960`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Account Number	099960
Street Address	469 E 3RD ST
City	MOUNT VERNON
State	NY
Zip	10553-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP OF VERNON PARK
Legal Block	4032
Legal Lot Number	11.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3003
Census Tract	3400

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1110 SIMPSON ST, BRONX, NY 10459-2457
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage NEW YORK STATE HOUSING FINANCE AGENCY
Mar 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TEACHERS FCU
Jan 8, 2020	Loan Modification, Mortgage · Conventional Mortgage PRETIUM MTG ACQUISITION TR
Jul 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jan 28, 2002 · Amount on Record
Deed Document Number	20263621
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0462720772
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	469 E 3RD ST, MOUNT VERNON, NY 10553-5125
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 SIMPSON ST, BRONX, NY 10459-2457

Mortgage

Document Number	0660613545
Date	Mar 5, 2026
Instrument	660613545

Lender

Name	NEW YORK STATE HOUSING FINANCE AGENCY
Type	Government Agency
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 5, 2026
Property Address	469 E 3RD ST, MOUNT VERNON, NY 10553-5125
Document Number	0660503621
Map Reference	MAP 914
Instrument Date	Feb 20, 2026
Instrument	660503621
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	469 E 3RD ST, MOUNT VERNON, NY 10553-5125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 SIMPSON ST, BRONX, NY 10459-2457

Mortgage

Document Number	0660613525
Date	Mar 5, 2026
Instrument	660613525

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0660613532
Date	Mar 5, 2026
Instrument	660613532

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	BRONX, NY 10459

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	469 E 3RD ST, MOUNT VERNON, NY 10553-5125
Document Number	0600343018
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 E 3RD ST MOUNT VERNON NY 105535125, MOUNT VERNON, NY 10553-5125

Mortgage

Document Number	0600343018
Date	Feb 3, 2020
Book Page	060034/003018

Lender

Name	PRETIUM MTG ACQUISITION TR
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	432 Months
Due	Feb 2, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 2, 2019
Property Address	469 E 3RD ST, MOUNT VERNON, NY 10553-5125
Document Number	0591413234
Book / Page	059141 / 003234
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 E 3RD ST MOUNT VERNON NY 105535125, MOUNT VERNON, NY 10553-5125

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,746.00 (-60.14%)
2025	$14,414.00	$5,800 (-) Land $1,300 Building $4,500	$322,222 (+6.67%) Land $72,222 Building $250,000
2024		$5,800 (-) Land $1,300 Building $4,500	$302,083 (-10.94%) Land $67,708 Building $234,375
2023		$5,800 Land $1,300 Building $4,500	$339,181 Land $76,023 Building $263,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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