Orange County property record for 469 E 20th St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,491 sqft · built 1953 |
| Lot Size | 0.185 acres (8,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,371,000 (Aug 2020) |
| Tax Bill | $16,637 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 426-324-05 |
| Primary APN | 426-324-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,491 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Lot Area | 8,100 sqft (0.185 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 469 E 20TH ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 641 BLK LOT 7 |
| Legal Subdivision | 641 |
| Legal Tract | 641 |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 63202 |
Source: Orange County records · APN 426-324-05
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 07, 2021 | Intrafamily Transfer, Transfer |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 29, 2019 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Aug 12, 2020 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 15, 2018 | Grant Deed, Transfer JAMES W & JANET M RAY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 0000404784 |
| Last Transfer Date | Apr 07, 2021 |
| Transfer Doc | 0000237491 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 07, 2021 |
| Property Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Document Number | 0000237491 |
| Map Reference | MB 31 PG 40 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 2021000237491 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 19191 LAWRENCE CYN, SILVERADO, CA 92676-9731 |
| Document Number | 0000004981 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021000004981 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.85% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 7.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000028920 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019000028920 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 12, 2020 |
| Property Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Document Number | 0000404784 |
| Map Reference | MB 31 PG 40 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020000404784 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | EQUITY TITLE ORANGE COUNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19191 LAWRENCE CYN, SILVERADO, CA 92676-9731 |
| Document Number | 0000404785 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020000404785 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 15, 2018 |
| Property Address | 469 E 20TH ST, COSTA MESA, CA 92627-2315 |
| Document Number | 0000091567 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 91567 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,395.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2666 CLUB MESA PL COSTA MESA CA 926274601, COSTA MESA, CA 92627-4601 |
| Document Number | 91568 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 91568 |
| Name | JAMES W & JANET M RAY |
|---|---|
| Address | 15 BAY IS, NEWPORT BEACH, CA 92661-1124 |
| Amount | Amount Recorded |
|---|
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,637.00 (+4.82%) | $1,484,013 (+4.04%) Land $1,380,093 Building $103,920 |
| 2023 | $15,872.00 (+2.4%) | $1,426,388 Land $1,326,502 Building $99,886 |
| 2022 | $15,500.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 774 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MESA WATER DISTRICT serves 110,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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