469 Cox Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 469 Cox Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1998
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2022)
Tax Bill	$4,265 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-565-0001-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-565-0001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area
Basement Area	1,334 sqft

Exterior

Year Built	Built 1998
Lot Area	9,409 sqft (0.216 acres)
Lot Depth	130 ft Depth
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74075650001000
Street Address	469 COX RD
City	SAINT CLAIR
State	MI
Zip	48079-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DENSITY
Legal Description	LOT 1 NORBY ST CLAIR SUBDIVISION
Legal Subdivision	NORBY ST CLAIR
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	5
Census Block	5014
Census Tract	642000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2022	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Dec 3, 2018	Warranty Deed, Transfer · VA Mortgage VANDYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2022022484
Deed Book / Page	5565 / 763
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53351 CHRISTY DR, CHESTERFIELD, MI 48051-1538

Mortgage

Document Number	0005558574
Date	Sep 6, 2022
Book Page	5558/574
Instrument	2022020741

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 29, 2022
Property Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Document Number	0005565763
Book / Page	5565 / 763
Map Reference	LB 58 PG 6&7
Instrument Date	Aug 30, 2022
Instrument	2022022484
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	469 COX RD, 469, SAINT CLAIR, MI 48079-5259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 COX RD, SAINT CLAIR, MI 48079-5259

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 COX RD, SAINT CLAIR, MI 48079-5259

Mortgage

Document Number	0000550762
Date	Apr 5, 2022
Book Page	5507/62
Instrument	2022008853

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 COX RD, SAINT CLAIR, MI 48079-5259

Mortgage

Document Number	0052830895
Date	Dec 7, 2020
Book Page	5283/895
Instrument	2020030820

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Document Number	0051300769
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	469 COX RD ST CLAIR MI 480795259, ST CLAIR, MI 48079-5259

Mortgage

Document Number	0051300769
Date	Dec 13, 2019
Book Page	005130/000769

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 3, 2018
Property Address	469 COX RD, SAINT CLAIR, MI 48079-5259
Document Number	0005012376
Book / Page	5012 / 376
Map Reference	LB 58 PG 6 & 7
Instrument Date	Nov 20, 2018
Instrument	2018026422
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22224 MILGROM CT, SAINT CLAIR SHORES, MI 48081-1212

Mortgage

Document Number	2018026423
Date	Dec 3, 2018
Instrument	2018026423

Lender

Name	VANDYK MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,500 (+25.86%)
2024	$4,265.00 (+16,96%)		$257,000 (+25.86%)
2023		$102,100
2022	$25.00		$204,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Duke Broadband.

Nearby Properties on Cox Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures