469 Cavern Rd, Hedgesville, WV 25427 Property Records

Berkeley County property record for 469 Cavern Rd, Hedgesville, WV 25427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1920
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-32-0007.0002`

Property Details

APN / Parcel Number

Primary APN	`04-32-0007.0002`
Alternative APNs	`02-04-32-0007.0002` `07111350`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Other
Lot Area	139,392 sqft (3.2 acres)

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Deck Area	2,000 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07111350
Street Address	469 CAVERN RD
City	HEDGESVILLE
State	WV
Zip	25427-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.2 AC SURVEY PLAT ADKINS
Jurisdiction	BERKELEY WV
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2011
Census Tract	971203

Owner

Source: Berkeley County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	469 CAVERN RD, HEDGESVILLE, WV 25427-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 3, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	469 CAVERN RD, HEDGESVILLE, WV 25427-3039
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3668/210
Date	Mar 19, 2021
Book Page	3668/210
Instrument	20210010232

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	469 CAVERN RD, HEDGESVILLE, WV 25427-3039
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3306/403
Date	Oct 3, 2018
Book Page	3306/403
Instrument	20180037651

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (-0.81%)	$100,140 (+3.09%) Land $38,640 Building $61,500	$166,900 (+3.09%) Land $64,400 Building $102,500
2023	$1,227.00	$97,140 Land $35,340 Building $61,800	$161,900 Land $58,900 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cavern Rd

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