Grady County property record for 469 Bay Tree Rd, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2001 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,800 (Oct 2001) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C035A-047-000 |
| Primary APN | C035A-047-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12975 |
|---|---|
| Old Parcel Number | C035A047 |
| Street Address | 469 BAY TREE RD |
| City | CAIRO |
| State | GA |
| Zip | 39828-3179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:14 SEC:2 SUBD:OAKHILL EST |
| Legal Subdivision | OAKHILL EST |
| Legal Lot Number | 14 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950402 |
Source: Grady County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 469 BAY TREE RD, CAIRO, GA 39828-3179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2001 · Amount on Record |
| Deed Sale | Oct 17, 2001 · Amount on Record |
| Deed Document Number | 0000529714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 469 BAY TREE RD, CAIRO, GA 39828-3179 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 469 BAY TREE RD, CAIRO, GA 39828-3179 |
| Document Number | 0000000938/0000000116 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 0000000938/0000000116 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2039 |
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 (-23.8%) Homeowner's exemption | $59,216 (+11.02%) Land $3,120 Building $56,096 | $148,040 (+11.02%) Land $7,800 Building $140,240 |
| 2024 | $2,042.00 (+40.15%) Homeowner's exemption | $53,336 (+29.92%) Land $3,120 Building $50,216 | $133,340 (+29.92%) Land $7,800 Building $125,540 |
| 2023 | $1,457.00 (-0.88%) Homeowner's exemption | $41,052 (-) Land $4,800 Building $36,252 | $102,630 (-) Land $12,000 Building $90,630 |
| 2022 | $1,470.00 Homeowner's exemption | $41,052 Land $4,800 Building $36,252 | $102,630 Land $12,000 Building $90,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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