Lake County property record for 46897 2nd St, Elmo, MT 59915
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,037 sqft · built 2008 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,348 (2025) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R158457 |
| Primary APN | R158457 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Attic | Attic |
| Attic Area | 173 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,013 sqft (0.161 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000007037 |
|---|---|
| Street Address | 46897 2ND ST |
| City | ELMO |
| State | MT |
| Zip | 59915-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELMO ORIGINAL TOWNSITE, S19, T24 N, R21 W, BLOCK 012, LOT 006 |
| Legal Range | 21W |
| Legal Township | 24N |
| Legal Section | 19 |
| Legal Subdivision | ELMO ORIGINAL TOWNSITE |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 940306 |
Source: Lake County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 4, ELMO, MT 59915-0004 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2017 |
| Deed Sale | Aug 17, 2017 |
| Prior Sale | Nov 12, 2008 · Amount on Record |
| Deed Document Number | 2017557269 |
| Prior Transfer Date | Nov 5, 2008 |
| Prior Transfer Doc | 493634 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Aug 17, 2017 |
| Property Address | 46897 2ND ST, ELMO, MT 59915-7712 |
| Document Number | 557269 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 557269 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46897 2ND ST, ELMO, MT 59915-7712 |
Source: Lake County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,348.00 (-27.76%) | $285,500 (+15.96%) | $285,500 (+15.96%) Land $43,800 Building $241,700 |
| 2023 | $1,866.00 | $246,200 | $246,200 Land $27,900 Building $218,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 75% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMO WATER SYSTEM tribal government · serves 220 people · EPA ID 083090024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 40 / 3 |
| Western Montana CommunityTel Fixed Wireless · Fiber in parts of the area | 25 / 10 |
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