4689 Kim Ln, Keystone Heights, FL 32656 Property Records

Clay County property record for 4689 Kim Ln, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,765 sqft · built 2000
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2023)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-07-24-006912-003-00`

Property Details

APN / Parcel Number

Primary APN	`21-07-24-006912-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,765 sqft Heated Area
Gross Area	3,289 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	852 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4689 KIM LN
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1B KIMBERLY WOODS UNREC ASREC O R 4695 PG 33
Legal Range	24
Legal Township	07
Legal Section	21
Legal Subdivision	KIMBERLY WOODS
Legal Lot Number	1B
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1038
Census Tract	31105

Owner

4689 Kim Ln is owned and occupied by an individual who bought it in March 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4689 KIM LN, KEYSTONE HEIGHTS, FL 32656-6709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Mar 9, 2010 · Amount on File
Deed Document Number	2023010083
Deed Book / Page	4695 / 33
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 7, 2023
Property Address	4689 KIM LN, KEYSTONE HEIGHTS, FL 32656-6709
Document Number	0046950033
Book / Page	4695 / 33
Instrument Date	Feb 21, 2023
Instrument	2023010083
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5010 NE WALDO RD, GAINESVILLE, FL 32609-1665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4689 KIM LN, KEYSTONE HEIGHTS, FL 32656-6709

Mortgage

Document Number	0000469535
Date	Mar 7, 2023
Instrument	4695/35

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year TN
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 4689 Kim Ln was $2,557 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 Homeowner's exemption	$207,836	$321,808 Land $36,996 Building $284,812
2023	$1,889.00 (+10.15%) Homeowner's exemption	$142,576 (+3.03%) Land $11,703 Building $130,873	$313,536 (+4.92%)
2022	$1,715.00 Homeowner's exemption	$138,385 Land $8,850 Building $129,535	$298,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4689 Kim Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4689 Kim Ln is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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