46885 James Ave, Harris, MN 55032 Property Records

Chisago County property record for 46885 James Ave, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,420 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2018)
Tax Bill	$4,930 (2026)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00513-13`

Property Details

APN / Parcel Number

Primary APN	`09-00513-13`
Alternative APNs	`3184325` `3379285` `3463435` `3993934`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	3,656 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	1,420 sqft
Pole Barn	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3993934
Street Address	46885 JAMES AVE
City	HARRIS
State	MN
Zip	55032-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SUBDIVISIONNAME EAGLE MEADOWS LOT 003 BLOCK 001 SUBDIVISIONCD 09220
Legal Range	021
Legal Township	036
Legal Section	11
Legal Subdivision	EAGLE MEADOWS
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHISAGO MN
Township / Civil Division	SUNRISE
Census Block Group	3
Census Block	3012
Census Tract	110202

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46885 JAMES AVE, HARRIS, MN 55032-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Warranty Deed, Transfer AFFINITY PLUS FEDERAL CREDIT UNION
Mar 31, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	2018614301
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Nov 7, 2018
Property Address	46885 JAMES AVE, HARRIS, MN 55032-3053
Document Number	000A614301
Instrument Date	Oct 30, 2018
Instrument	A-614301
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46885 JAMES AVE, HARRIS, MN 55032-3053

Mortgage

Document Number	000A614302
Date	Nov 7, 2018
Instrument	A-614302

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2033

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Mar 31, 2017
Property Address	46885 JAMES AVE, HARRIS, MN 55032-3053
Document Number	000A597550
Instrument Date	Mar 29, 2017
Instrument	A597550
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46885 JAMES AVE, HARRIS, MN 55032-3053
Investor	Possibly a Property Investor

Mortgage

Document Number	000A597551
Date	Mar 31, 2017
Instrument	A597551

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Sunrise Township
Unified School District	Rush City Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,930.00 (-9.67%)
2025	$5,458.00 (+2.75%) Homeowner's exemption
2024		$502,000 (+3.57%)	$503,300 (+3.84%)
2023	$5,312.00 (+4.9%) Homeowner's exemption	$484,700 (+12.51%) Land $85,700 Building $399,000	$484,700 (+12.51%) Land $85,700 Building $399,000
2022	$5,064.00 (+0.6%) Homeowner's exemption	$430,800 (+24.15%) Land $84,000 Building $346,800	$430,800 (+22.21%) Land $84,000 Building $346,800
2021	$5,034.00	$347,000	$352,500 Land $62,600 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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