4688 Oak St, Hamilton, MI 49419 Property Records

Allegan County property record for 4688 Oak St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,014 sqft · built 1905
Lot Size	0.593 acres (25,831 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Dec 2020)
Tax Bill	$5,195 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-550-023-00`

Property Details

APN / Parcel Number

Primary APN	`09-550-023-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,014 sqft Living Area
1st Floor Area	1,065 sqft
Basement Area	949 sqft
Unfinished Basement	949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Lot Area	25,831 sqft (0.593 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4688 OAK ST
City	HAMILTON
State	MI
Zip	49419-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	ALL THAT PT OF BLK 11 & VACATED SAUGA} TUCK ST OF THE VILLAGE OF RABBIT RVR DESC AS, COM AT A PT WHERE THE N LIN OF LOT 4 BLK
Legal Range	14W
Legal Township	03N
Legal Section	06
Legal Subdivision	VILLAGE OF RABBIT RIVER
Legal Block	11-12
Legal Lot Number	1,3-4
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	1
Census Block	1034
Census Tract	30704

Owner

4688 Oak St is owned and occupied by an individual who bought it in December 2020.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4688 OAK ST, HAMILTON, MI 49419-9502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	May 11, 2001 · Amount on File
Deed Book / Page	4557 / 849
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4688 OAK ST, HAMILTON, MI 49419-9502
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004174/866
Date	Sep 8, 2017
Book Page	4174/866

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 29, 2020
Property Address	4688 OAK ST, HAMILTON, MI 49419-9502
Document Number	004557/849
Book / Page	4557 / 849
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,614.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4688 OAK ST, 4688, HAMILTON, MI 49419-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4688 OAK ST, HAMILTON, MI 49419-9502

Mortgage

Document Number	0004557852
Date	Dec 29, 2020
Instrument	4557/852

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4688 Oak St was $5,195 with a homeowner's exemption.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,200 Land $28,600 Building $180,600	$418,400 Land $57,200 Building $361,200
2025	$5,195.00
2023		$173,300 Land $20,200 Building $153,100	$346,600 Land $40,400 Building $306,200
2022	$4,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4688 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4688 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBER ESTATES MOBILE HOME PARK private · serves 125 people · EPA ID MI0040023
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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