Warren County property record for 4687 State Rte 132, Morrow, OH 45152
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 5 bd · 3 ba · 3,588 sqft · built 2009 |
| Lot Size | 5.78 acres (252,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $557,500 (Mar 2021) |
| Tax Bill | $7,850 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-13-100-008-0 |
| Primary APN | 14-13-100-008-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,588 sqft Total Area |
| 1st Floor Area | 288 sqft |
| 2nd Floor Area | 1,650 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 252,169 sqft (5.78 acres) |
| Garage Type | Attached |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3525737 |
|---|---|
| Street Address | 4687 STATE ROUTE 132 |
| City | MORROW |
| State | OH |
| Zip | 45152-7101 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | MS-1552 5.7890 AC. |
| Legal Block | 100 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HARLAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32400 |
4687 State Rte 132, an agricultural property, is owned and occupied by an individual who bought it in March 2021.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK |
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK |
| Apr 27, 2021 | Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Mar 3, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Apr 19, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Mar 3, 2021 · Amount on File |
| Deed Document Number | 0000014407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000044280 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-044280 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000037570 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022-037570 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 33 Months |
| Due | Sep 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000028223 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022-028223 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | TECHNETITLE, TECHNE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019704 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-019704 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000004913 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-004913 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Sep 17, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 29, 2021 |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000014407 |
| Map Reference | DOC 2016-018925 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021-014407 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000014408 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-014408 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 3, 2021 |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000009738 |
| Map Reference | DOC 2016-018925 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021-009738 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16260 N 71ST ST, SCOTTSDALE, AZ 85254-1591 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4687 STATE ROUTE 132, MORROW, OH 45152-7101 |
| Document Number | 0000014860 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4687 STATE ROUTE 132 MORROW OH 451527101, MORROW, OH 45152-7101 |
| Document Number | 0000014860 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 14860 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4687 State Rte 132 was $7,850 with an additional exemption.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Harlan Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,850.00 Additional exemption filed | $203,683 Land $50,295 Building $153,388 | $581,950 Land $143,700 Building $438,250 |
| 2023 | $6,415.00 (+6.7%) Additional exemption filed | $161,746 (-) Land $31,381 Building $130,365 | |
| 2022 | $6,012.00 | $161,746 Land $31,381 Building $130,365 | $462,130 (-) Land $89,660 Building $372,470 |
| 2021 | $462,130 Land $89,660 Building $372,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4687 State Rte 132 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4687 State Rte 132 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures