4687 3rd Street Loop NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4687 3rd Street Loop NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size9,374 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2025)
Tax Bill$6,890.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.01852.00

Exterior

Lot Area9,374 sqft (0.215 acres)

Location & Zoning

Street Address4687 3RD STREET LOOP NE
CitySAINT CLOUD
StateMN
Zip56304-4675
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-011 BLOCK-003 ASSOCIATION YES COMMON EL NO
Legal Range030
Legal Township036
Legal Section33
Legal SubdivisionWATERS EDGE AT DON LAKE
Legal Block3
Legal Lot Number11
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2065
Census Tract20300

Owner

Source: Benton County records · APN 17.01852.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Jul 13, 2023Intrafamily Transfer, Transfer
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUSTONE FINANCIAL CU
Jun 09, 2023Warranty Deed, Subdivision Related Transfer
RESULTS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2025 · Amount on Record
Deed SaleJun 03, 2025 · Amount on Record
Prior SaleJun 09, 2023 · Amount on Record
Deed Doc Number2025477697
Prior Transfer DateJul 07, 2023
Prior Transfer Doc0000466964
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675

Mortgage

Document Number0000468133
DateSep 06, 2023
Instrument468133
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 05, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON MN
Recording DateJul 13, 2023
Property Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675
Document Number0000466964
Instrument DateJul 07, 2023
Instrument466964
Transaction TypeTransfer
Record UpdatedAug 02, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 09, 2023
Property Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675
Document Number0000466495
Instrument DateMay 31, 2023
Instrument466495
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,501.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675

Mortgage

Document Number0000466496
DateJun 09, 2023
Instrument466496
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 09, 2023
Property Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675
Document Number0000466494
Instrument DateMay 30, 2023
Instrument466494
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2023
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
Tax$1,221.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4687 3RD STREET LOOP NE, SAINT CLOUD, MN 56304-4675

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,890.00 (+11.85%) Homeowner's exemption$428,000 (-) Land $60,000 Building $368,000$428,000 (-) Land $60,000 Building $368,000
2025$6,160.00 (-18.8%) Homeowner's exemption$428,000 (-) Land $45,000 Building $383,000$428,000 (-) Land $45,000 Building $383,000
2023$7,586.00$428,000 Land $45,000 Building $383,000$428,000 Land $45,000 Building $383,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 66% of Minnesota
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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