Hamilton County property record for 4686 Riley Ln, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,291 sqft · built 2007 |
| Lot Size | 0.321 acres (14,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Dec 2017) |
| Tax Bill | $7,262 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-0010-0215-00 |
| Primary APN | 051-0010-0215-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| 1st Floor Area | 923 sqft |
| 2nd Floor Area | 1,368 sqft |
| Basement Area | 911 sqft |
| Finished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,005 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4686 RILEY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SONOMA CT 0.3215 ACLOT 23 SONOMA HILL SUB |
| Legal Subdivision | SONOMA HILL SUB |
| Legal Lot Number | 23 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 27600 |
4686 Riley Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4686 RILEY LN, CINCINNATI, OH 45227-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Dec 8, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on File |
| Deed Sale | Dec 8, 2017 · Amount on File |
| Prior Sale | May 28, 2014 · Amount on File |
| Deed Document Number | 0000111945 |
| Deed Book / Page | 013560 / 001376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4686 RILEY LN, CINCINNATI, OH 45227-1058 |
| Document Number | 0000052027 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4686 RILEY LN CINCINNATI OH 452271058, CINCINNATI, OH 45227-1058 |
| Document Number | 0000052027 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 014182/000303 |
| Instrument | 52027 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 8, 2017 |
| Property Address | 4686 RILEY LN, CINCINNATI, OH 45227-1058 |
| Document Number | 0000111945 |
| Book / Page | 013560 / 001376 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 111945 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4686 RILEY LN CINCINNATI OH 452271058, CINCINNATI, OH 45227-1058 |
| Document Number | 111946 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 013560/001378 |
| Instrument | 111946 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
The 2025 property tax bill for 4686 Riley Ln was $7,262, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,262.00 (+3.12%) | $117,394 (-) Land $25,200 Building $92,194 | |
| 2024 | $7,042.00 (-2.21%) | $117,394 (-) Land $25,200 Building $92,194 | |
| 2023 | $7,201.00 (+608.76%) | $117,394 (+26.57%) Land $25,200 Building $92,194 | $335,410 Land $72,000 Building $263,410 |
| 2022 | $1,016.00 Homeowner's exemption | $92,750 Land $14,238 Building $78,512 | |
| 2020 | $265,000 Land $40,680 Building $224,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4686 Riley Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4686 Riley Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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