4686 Refuge Rd, Sherman, TX 75092 Property Records

Grayson County property record for 4686 Refuge Rd, Sherman, TX 75092

Property Summary

Property TypeSingle Family Home
Details2,675 sqft · built 2020
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$6,997 (2024)
Deeds & MortgagesApr 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN079 074400104

Property Details

APN / Parcel Number

Primary APN079 074400104
Alternative APN
  • 405637

Interior

Building Area2,675 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Account Number405637
Street Address4686 REFUGE RD
CitySHERMAN
StateTX
Zip75092-6045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0744 LESSLY JAMES A-G0744, ACRES 2.0
Legal SubdivisionLESSLY JAMES A-G0744
JurisdictionGRAYSON TX
Township / Civil DivisionNORTHWEST GRAYSON
Census Block Group2
Census Block2114
Census Tract302

Owner

4686 Refuge Rd is owned and occupied by an individual who acquired it in April 2020.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing Address4686 REFUGE RD, SHERMAN, TX 75092-6045
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Jun 5, 2020Deed of Trust, Mortgage
FIRST UNITED BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2020
Deed SaleApr 9, 2020
Deed Document Number2020-8757
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address4686 REFUGE RD, SHERMAN, TX 75092-6045
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyGRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012608
DateApr 20, 2021
Instrument2021-00012608
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address4686 REFUGE RD, POTTSBORO, TX 75076
Document Number0000013652
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyGRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address737 W FM 996 POTTSBORO TX 750767454, POTTSBORO, TX 75076-7454

Mortgage

Document Number0000013652
DateJun 8, 2020
Instrument13652
Lender
NameFIRST UNITED BK
TypeBank
AddressSHERMAN, TX 75090
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictPottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$636,374 Land $146,000 Building $490,374$636,374 Land $146,000 Building $490,374
2024$6,997.00
2023$551,252 Land $140,000 Building $411,252$551,252 Land $140,000 Building $411,252
2022$7,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4686 Refuge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4686 Refuge Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TekWav
Fixed Wireless
500 / 100
Nextlink
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Refuge Rd

Nearby Streets

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