4686 Plattin Rd, Festus, MO 63028 Property Records

Jefferson County property record for 4686 Plattin Rd, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,836 sqft · built 2008
Lot Size10.2 acres (447,361 sqft)
Owner2 Individual Names on Record
Tax Bill$4,255 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-1.1-02.0-0-000-012.24

Property Details

APN / Parcel Number

Primary APN23-1.1-02.0-0-000-012.24
Alternative APN
  • 2311020 01224

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,836 sqft Living Area
Gross Area2,626 sqft
1st Floor Area540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Construction TypeFrame
Lot Area447,361 sqft
Garage TypeAttached
Garage Area790 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area180 sqft
Deck AreaDeck Area
Patio Area176 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4686 PLATTIN RD
CityFESTUS
StateMO
Zip63028-5326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionMCKEE FARMS LOTS 24 & 25
Legal Range5E
Legal Township39N
Legal Section02
Legal SubdivisionMCKEE FARMS
Legal Block1
Legal Lot Number24,25
JurisdictionJEFFERSON MO
Township / Civil DivisionPLATTIN
Census Block Group1
Census Block1000
Census Tract701403

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4686 PLATTIN RD, FESTUS, MO 63028-5326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF BLOOMSDALE
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 5, 2019Deed of Trust, Mortgage
FIRST ST CMNTY BK
Jan 10, 2017Deed of Trust, Mortgage · Line of Credit
UMB BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2016
Deed SaleAug 17, 2016
Prior SaleMay 10, 2007 · Amount on Record
Deed Document Number201625340
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address4686 PLATTIN RD, FESTUS, MO 63028-5326
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4686 PIATTIN ROAD, FESTUS, MO 63028-5326

Mortgage

Document Number0000033510
DateDec 22, 2025
Instrument2025R-033510
Lender
NameBANK OF BLOOMSDALE
TypeBank
AddressBLOOMSDALE, MO 63627
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address4686 PLATTIN RD, FESTUS, MO 63028-5326
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R029631
DateJul 8, 2021
Instrument2021R-029631
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address91136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address4686 PLATTIN RD, FESTUS, MO 63028-5326
Document Number0000023547
Instrument DateAug 5, 2019
Transaction TypeMortgage
Record UpdatedAug 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4686 PLATTIN RD FESTUS MO 630285326, FESTUS, MO 63028-5326

Mortgage

Document Number0000023547
DateAug 9, 2019
Instrument23547
Lender
NameFIRST ST CMNTY BK
TypeBank
AddressFARMINGTON, MO 63640
Agreement
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address4686 PLATTIN RD, FESTUS, MO 63028-5326
Document Number0000002044
Instrument DateJan 10, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4686 PLATTIN RD FESTUS MO 630285326, FESTUS, MO 63028-5326

Mortgage

Document Number0000002044
DateJan 20, 2017
Instrument2044
Lender
NameUMB BK
TypeBank
AddressARNOLD, MO 63010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictDe Soto 73 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,500 (-) Land $5,600 Building $61,900$355,100 (-) Land $29,400 Building $325,700
2025$4,255.00 (+8.08%)$67,500 (+9.93%) Land $5,600 Building $61,900$355,100 (-) Land $29,400 Building $325,700
2024$3,937.00 (+0.13%)$355,100 (+9.94%) Land $29,400 Building $325,700
2023$3,932.00$61,400 Land $5,600 Building $55,800$323,000 Land $29,400 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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