Delaware County property record for 4686 Olentangy River Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,889 sqft · built 2006 |
| Lot Size | 5 acres (217,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,100 (May 2019) |
| Tax Bill | $19,242 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-430-01-002-002 |
| Primary APN | 419-430-01-002-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,889 sqft Living Area |
| Gross Area | 8,960 sqft |
| 1st Floor Area | 3,080 sqft |
| Upper Floors Area | 1,809 sqft |
| Basement Area | 3,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 217,844 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 946 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Stoop |
| Porch Area | 45 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4686 OLENTANGY RIVER RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-8195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDS 19 4 4 3 TRACT 1 |
| Legal Subdivision | UNITED STATES MILITARY LANDS |
| Legal Tract | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 12100 |
4686 Olentangy River Rd is owned and occupied by two individuals who bought it in May 2019.
Source: Delaware County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit LOAN ONE MORTGAGE CO INC |
| Jul 8, 2021 | Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO |
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO |
| Aug 21, 2025 | Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO |
| May 3, 2019 | Warranty Deed, Transfer · ARM THE EQUITABLE MORTGAGE CORP |
| Aug 16, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on File |
| Deed Sale | May 3, 2019 · Amount on File |
| Prior Sale | Apr 13, 2007 · Amount on File |
| Deed Document Number | 201910608 |
| Deed Book / Page | 1633 / 2461 |
| Prior Transfer Date | Jan 21, 2005 |
| Prior Transfer Doc | 0000009369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022486 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 1859/1602 |
| Instrument | 202100022486 |
| Name | LOAN ONE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000030668 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 1877/500 |
| Instrument | 202100030668 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | DELAWARE, OH 43015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006320 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2023/2721 |
| Instrument | 202300006320 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | DELAWARE, OH 43015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019264 |
|---|---|
| Date | Aug 21, 2025 |
| Book Page | 2174/982 |
| Instrument | 202500019264 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | DELAWARE, OH 43015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 30, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 3, 2019 |
| Property Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Document Number | 0000010608 |
| Book / Page | 1633 / 2461 |
| Map Reference | DD 219 PG 305 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 201900010608 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 00000 |
| Document Number | 0000010609 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 201900010609 |
| Name | THE EQUITABLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Aug 16, 2017 |
| Property Address | 4686 OLENTANGY RIVER RD, DELAWARE, OH 43015-8195 |
| Document Number | 0000023274 |
| Book / Page | 001521 / 000624 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 23274 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,509.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2805 WESTERVILLE OH 430862805, WESTERVILLE, OH 43086-2805 |
The 2025 property tax bill for 4686 Olentangy River Rd was $19,242, up 5.2% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Liberty Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,242.00 (+5.23%) | $341,260 (-) Land $108,610 Building $232,650 | $975,000 Land $310,300 Building $664,700 |
| 2024 | $18,285.00 (-0.39%) | $341,260 (-) Land $108,610 Building $232,650 | |
| 2023 | $18,357.00 | $341,260 Land $108,610 Building $232,650 | $975,000 Land $310,300 Building $664,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4686 Olentangy River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4686 Olentangy River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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