Okaloosa County property record for 4686 Lovegrass Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,443 sqft · built 2003 |
| Lot Size | 0.354 acres (15,430 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,900 (Dec 2018) |
| Tax Bill | $2,529 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-7594-0 |
| Primary APN | C56-000-597-7594-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| Gross Area | 3,429 sqft |
| 1st Floor Area | 2,443 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 15,430 sqft (0.354 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Florida Room |
| Porch Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4686 LOVEGRASS LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOAL LANDING EAST LOT 7 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Subdivision | SHOAL LANDING |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20702 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4686 LOVEGRASS LN, CRESTVIEW, FL 32539-8357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | · Line of Credit EGLIN FCU |
| Nov 27, 2019 | Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC |
| Dec 6, 2018 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on Record |
| Deed Sale | Dec 6, 2018 · Amount on Record |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 20183247133 |
| Deed Book / Page | 3377 / 2471 |
| Last Transfer Date | Oct 13, 2022 |
| Transfer Doc | 0036474333 |
| Record Updated | Jun 8, 2026 |
| Jurisdiction | OKALOOSA FL |
|---|---|
| Recording Date | Oct 19, 2022 |
| Property Address | 4686 LOVEGRASS LN, CRESTVIEW, FL 32539-8357 |
| Document Number | 0036474333 |
| Book / Page | 3647 / 4333 |
| Map Reference | MB 11 PG 18 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 3585920 |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 5115 E LAKE RD APT 809, 5115, SHEFFIELD LAKE, OH 44054-1738 |
| Name | Verified Name |
|---|---|
| Address | 4686 LOVEGRASS LN, CRESTVIEW, FL 32539-8357 |
| Document Number | 0036474337 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 3647/4337 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4686 LOVEGRASS LN, CRESTVIEW, FL 32539-8357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0034310328 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 3431/0328 |
| Instrument | 3320938 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 6, 2018 |
| Property Address | 4686 LOVEGRASS LN, CRESTVIEW, FL 32539-8357 |
| Document Number | 0033772471 |
| Book / Page | 3377 / 2471 |
| Map Reference | MB11 PG18 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 3247133 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | THE MAIN STREET LAND TITLE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3961 BEAR BRANCH RD, 3961, CRESTVIEW, FL 32539-8898 |
| Name | Verified Name |
|---|---|
| Address | 4686 LOVEGRASS LN, CRESTVIEW, FL 32539-8357 |
| Document Number | 0003247134 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 3247134 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,529.00 (+5.99%) Homeowner's exemption Veteran's exemption | $293,920 (+5.99%) | $390,749 (-6.07%) Land $57,202 Building $333,547 |
| 2023 | $2,386.00 (+2.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $277,317 (+3%) | $415,980 (+6.82%) Land $48,599 Building $367,381 |
| 2022 | $2,330.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $269,240 | $389,425 Land $43,257 Building $346,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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