4686 Howardsville Rd, Apison, TN 37302 Property Records

Hamilton County property record for 4686 Howardsville Rd, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,108 sqft · built 1988
Lot Size	2.8 acres (122,404 sqft)
Owner	Individual Name on Record
Last Sale	$485,500 (Jul 2023)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162 076.17`

Property Details

APN / Parcel Number

Primary APN	`162 076.17`
Alternative APN	`0000103695`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,108 sqft Living Area

Exterior

Year Built	Built 1988
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	122,404 sqft (2.8 acres)
Lot Dimensions	707 ft deep x 138 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000103695
Old Parcel Number	162 076.17
Street Address	4686 HOWARDSVILLE RD
City	APISON
State	TN
Zip	37302-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLINN SUB PB35 PG379 REV 99-115
Legal Subdivision	BLINN SUB
Legal Tract	4
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3038
Census Tract	11204

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4686 HOWARDSVILLE RD, APISON, TN 37302-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 24, 2023	Warranty Deed, Transfer UNKNOWN, NORTHSHORE T&E LLC
Mar 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	2023072400184
Deed Book / Page	13352 / 591
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4686 HOWARDSVILLE RD, APISON, TN 37302-9732
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000146
Date	Apr 5, 2023
Book Page	13256/37
Instrument	2023040500146

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4686 HOWARDSVILLE RD, APISON, TN 37302-9732
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000029
Date	Jun 23, 2021
Book Page	12537/700
Instrument	2021062300029

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	4826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2023
Property Address	4686 HOWARDSVILLE RD, APISON, TN 37302-9732
Document Number	0000000184
Book / Page	13352 / 591
Map Reference	MB 99 PG 115
Instrument Date	Jul 17, 2023
Instrument	2023072400184
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount Recorded
Tax	$1,796.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4686 HOWARDSVILLE RD, APISON, TN 37302-9732

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 22, 2019
Property Address	4686 HOWARDSVILLE RD, APISON, TN 37302-9732
Document Number	0322000006
Book / Page	011593 / 000764
Instrument Date	Mar 20, 2019
Instrument	190322000006
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4686 HOWARDSVILLE RD APISON TN 373029732, APISON, TN 37302-9732

Mortgage

Document Number	322000007
Date	Mar 22, 2019
Book Page	011593/000767
Instrument	190322000007

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (-14.24%)	$108,525 (+26.6%)	$434,100 (+26.6%) Land $87,500 Building $346,600
2023	$1,917.00	$85,725 (-)	$342,900 (-) Land $81,000 Building $261,900
2022	$1,917.00	$85,725	$342,900 Land $81,000 Building $261,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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