Oakland County property record for 4686 Charest Ave, Waterford, MI 48327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 843 sqft · built 1947 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $928 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-34-305-028 |
| Primary APN | W-13-34-305-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 843 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,237 sqft (0.235 acres) |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4686 CHAREST AVE |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T3N, R9E, SEC 34 CHETOLAH SHORES SUB LOTS 10, 11 & 12 BLK 41 4-24-18 FR 016 & 017 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 34 |
| Legal Subdivision | CHETOLAH SHORES SUB |
| Legal Block | 41 |
| Legal Lot Number | 10-12 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 145200 |
4686 Charest Ave is owned and occupied by an individual.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4686 CHAREST AVE, WATERFORD, MI 48327-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4686 Charest Ave was $928 with a homeowner's exemption, down 39.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $928.00 (-39.78%) Homeowner's exemption | $60,790 | $121,580 |
| 2024 | $1,541.00 | ||
| 2023 | $54,920 | $109,840 | |
| 2021 | $1,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4686 Charest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1991–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4686 Charest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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