4686 Breckenridge Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 4686 Breckenridge Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,462 sqft · built 2001
Lot Size	0.239 acres (10,398 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jun 2017)
Tax Bill	$8,247 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244-310-490-000`

Property Details

APN / Parcel Number

Primary APN	`244-310-490-000`
Alternative APN	`244-310-49`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,462 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	10,398 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-310-49
Street Address	4686 BRECKENRIDGE CT
City	TRACY
State	CA
Zip	95377-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49
Legal Subdivision	EDGEWOOD
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5218

Owner

4686 Breckenridge Ct is owned and occupied by two individuals who bought it in June 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4686 BRECKENRIDGE CT, TRACY, CA 95377-8292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jun 19, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Feb 15, 2002 · Amount on File
Deed Document Number	201769260
Prior Transfer Date	Feb 13, 2014
Prior Transfer Doc	0000016721
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4686 BRECKENRIDGE CT, TRACY, CA 95377-8292
Document Number	0000162483
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4686 BRECKENRIDGE CT TRACY CA 953778292, TRACY, CA 95377-8292

Mortgage

Document Number	0000162483
Date	Nov 23, 2020
Instrument	162483

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 22, 2035

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 19, 2017
Property Address	4686 BRECKENRIDGE CT, TRACY, CA 95377-8292
Document Number	0000069260
Instrument Date	Jun 12, 2017
Instrument	69260
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4686 BRECKENRIDGE CT TRACY CA 953778292, TRACY, CA 95377-8292

Mortgage

Document Number	69261
Date	Jun 19, 2017
Instrument	69261

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 18, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 4686 Breckenridge Ct was $8,247, down 5.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,247.00 (-5.76%)
2025	$8,751.00	$702,148 Land $246,041 Building $456,107
2023	$8,330.00 (-1.17%)	$674,885 Land $236,488 Building $438,397	$820,440
2022	$8,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4686 Breckenridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4686 Breckenridge Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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