St. Clair County property record for 4686 Atkins Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,372 sqft · built 1900 |
| Lot Size | 2.64 acres (115,173 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $175,000 (Oct 2009) |
| Tax Bill | $2,772 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 74-15-500-0006-000 |
| Primary APN | 74-15-500-0006-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,372 sqft Living Area |
| Basement Area | 1,581 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Lot Area | 115,173 sqft (2.64 acres) |
| Lot Dimensions | 1,047 ft deep x 100 ft wide |
| Garage Area | 834 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74155000006000 |
|---|---|
| Street Address | 4686 ATKINS RD |
| City | CLYDE |
| State | MI |
| Zip | 48049-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 6 RIVER ESTATES. SEC 36 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 36 |
| Legal Subdivision | RIVER ESTATES |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 633100 |
Source: St. Clair County records · APN 74-15-500-0006-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4686 ATKINS RD, CLYDE, MI 48049-4501 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Oct 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2009 · Amount on Record |
| Deed Sale | Oct 02, 2009 · Amount on Record |
| Prior Sale | Jul 13, 2009 |
| Deed Document Number | 2009022125 |
| Deed Book / Page | 3988 / 486 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4686 ATKINS RD, CLYDE, MI 48049-4501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4686 ATKINS RD, CLYDE, MI 48049-4501 |
| Document Number | 5452856 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 5452/856 |
| Instrument | 2021032686 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4686 ATKINS RD, CLYDE, MI 48049-4501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050090975 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 5009/975 |
| Instrument | 2018025870 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4686 ATKINS RD, CLYDE, MI 48049-4501 |
| Document Number | 0048830725 |
| Instrument Date | Oct 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4686 ATKINS RD CLYDE MI 480494501, CLYDE, MI 48049-4501 |
| Document Number | 0048830725 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 004883/000725 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,500 (+31.4%) | ||
| 2024 | $2,772.00 (+12%) | $395,000 (+31.4%) | |
| 2023 | $150,300 | ||
| 2022 | $2,475.00 | $300,600 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mercury Broadband.
Based on FCC filings for 101 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MI0001493, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLYDE TOWNSHIP serves 2,400 people |
|---|---|
| Water Source | Purchased surface water from KIMBALL TOWNSHIP |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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