4686 Adams Mill Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 4686 Adams Mill Rd, Cadiz, KY 42211

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 3 ba · 4,053 sqft · built 2004
Lot Size	20.6 acres (897,772 sqft)
Owner	Individual Name on File
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Jun 2009 Mortgage May 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-003.08.01`

Property Details

APN / Parcel Number

Primary APN	`37-003.08.01`
Alternative APN	`206961`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,053 sqft Building Perimeter

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	897,772 sqft (20.6 acres)
Garage Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	4686 ADAMS MILL RD
City	CADIZ
State	KY
Zip	42211-9693
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	20.61 ACRES
Jurisdiction	TRIGG KY
Township / Civil Division	CERULEAN
Census Block Group	3
Census Block	3016
Census Tract	970100

Owner

4686 Adams Mill Rd, an agricultural property, is owned by an individual.

Source: Trigg County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7389 FLORIDA BLVD, 200A, BATON ROUGE, LA 70806-4657
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
May 23, 2005	Deed of Trust, Mortgage · ARM OPTION ONE MORTGAGE CORP
Mar 7, 2011	Deed of Trust, Mortgage FNB BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	4686 ADAMS MILL RD, CADIZ, KY 42211-9693
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000271/029
Date	Jun 30, 2009
Book Page	271/029

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	4686 ADAMS MILL RD, CADIZ, KY 42211-9693
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000213/027
Date	May 23, 2005
Book Page	213/027

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.35%
Type Change Date	Jun 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.35%
Max Rate At Change	11.3%
Index	LIBOR
Max Rate	14.3%

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	4686 ADAMS MILL RD, CADIZ, KY 42211-9693
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000287/412
Date	Mar 7, 2011
Book Page	287/412

Lender

Name	FNB BANK INC
Address	MAYFIELD, KY 42066

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 4686 Adams Mill Rd was $3,348 with a disabled person's exemption.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 Homeowner's exemption	$430,056	$430,056
2023	$2,483.00 Homeowner's exemption	$303,756	$303,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4686 Adams Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4686 Adams Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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