46858 Willowood Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 46858 Willowood Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,118 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2024)
Tax Bill	$6,334 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-27-3187-000`

Property Details

APN / Parcel Number

Primary APN	`011-27-3187-000`
Alternative APN	`81 V 4 9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	908 sqft
Basement Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	55 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46858 WILLOWOOD PL
City	STERLING
State	VA
Zip	20165-7590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.10-B LOT 9 1360--1436
Legal Subdivision	POTOMAC LAKE
Legal Block	3
Legal Lot Number	9
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3001
Census Tract	611202

Owner

Source: Loudoun County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46858 WILLOWOOD PL, STERLING, VA 20165-7590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Mar 29, 1995 · Amount on Record
Deed Document Number	20249157
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Sep 29, 2026
Property Address	46858 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	0000050453
Instrument Date	Sep 16, 2026
Instrument	202650453
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46858 WILLOWOOD PL, STERLING, VA 20165-7590

Mortgage

Document Number	0000050453,
Date	Sep 29, 2026
Instrument	202650453

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Mar 11, 2024
Property Address	46858 WILLOWOOD PL, STERLING, VA 20165-7590
Document Number	0000009157
Instrument Date	Mar 8, 2024
Instrument	202403110009157
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	NEXUS TITLE ESCROW LLC, NEXUS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46858 WILLOWOOD PL, STERLING, VA 20165-7590

Mortgage

Document Number	0000009158
Date	Mar 11, 2024
Instrument	202403110009158

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000009159
Date	Mar 11, 2024
Instrument	202403110009159

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,334.00 (+3.45%)	$786,910 (+3.44%) Land $278,900 Building $508,010	$786,910 (+3.44%) Land $278,900 Building $508,010
2025	$6,123.00 (-0.78%)	$760,710 (+7.86%) Land $253,900 Building $506,810	$760,710 (+7.86%) Land $253,900 Building $506,810
2023	$6,171.00	$705,270 Land $233,900 Building $471,370	$705,270 Land $233,900 Building $471,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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