46851 Fish Rock Rd, Gualala, CA 95445 Property Records

Mendocino County property record for 46851 Fish Rock Rd, Gualala, CA 95445

Property Summary

Property Type	Single Family Home
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (May 2017)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`144-012-03`

Property Details

APN / Parcel Number

Primary APN	`144-012-03`
Alternative APN	`144-012-03-00`

Exterior

Lot Area	74,052 sqft

Location & Zoning

Old Parcel Number	144-012-03
Street Address	46851 FISH ROCK RD
City	GUALALA
State	CA
Zip	95445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5(1)
Legal Block	3
Legal Lot Number	3
Jurisdiction	MENDOCINO CA
Township / Civil Division	POINT ARENA
Census Block Group	3
Census Block	3058
Census Tract	11102

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 441, GUALALA, CA 95445-0441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 3, 2020	Correction Deed ATTORNEY ONLY
May 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
May 26, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	20176882
Last Transfer Date	Oct 22, 2020
Transfer Doc	0000014652
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Recording Date	Jun 4, 2026
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Document Number	0000004736
Instrument Date	Mar 30, 2026
Instrument	20264736
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	46851 FISH ROCK RD, GUALALA, CA 95445

Mortgage

Document Number	0000004736,
Date	Jun 4, 2026
Instrument	20264736

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46851 FISH ROCK RD, GUALALA, CA 95445

Mortgage

Document Number	0000003016
Date	Mar 7, 2022
Instrument	2022-03016

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	ROSEVILLE, CA 95747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 3, 2020
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Document Number	0000014652
Instrument Date	Oct 22, 2020
Instrument	14652
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 441 GUALALA CA 954450441, GUALALA, CA 95445-0441

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	May 14, 2020
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Document Number	0000005303
Instrument Date	Mar 18, 2020
Instrument	5303
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 441 GUALALA CA 954450441, GUALALA, CA 95445-0441

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jan 6, 2020
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Document Number	0000000135
Instrument Date	Jan 2, 2020
Instrument	135
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 441 GUALALA CA 954450441, GUALALA, CA 95445-0441

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MENDOCINO CA
Recording Date	May 26, 2017
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Document Number	0000006881
Instrument Date	May 18, 2017
Instrument	6881
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1395 FORESTVILLE CA 954361395, FORESTVILLE, CA 95436-1395

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	May 26, 2017
Property Address	46851 FISH ROCK RD, GUALALA, CA 95445
Document Number	0000006882
Instrument Date	May 18, 2017
Instrument	6882
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 441 GUALALA CA 954450441, GUALALA, CA 95445-0441

Mortgage

Document Number	6883
Date	May 26, 2017
Instrument	6883

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Elementary School District	Arena Union Elementary School District (KG - 08)
Secondary School District	Point Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,596 (+2%) Land $355,136 Building $331,460
2025	$7,410.00 (+3.39%)	$673,134 (+4.04%) Land $348,173 Building $324,961
2023	$7,167.00 (+3.33%)	$646,998 Land $334,654 Building $312,344
2020	$6,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GUALALA WATER COMPANY private · serves 3,508 people · EPA ID CA2310007
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach DSL · Fixed Wireless in parts of the area	200 / 100

May also be available: AT&T.

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