4685 Union Rd, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 4685 Union Rd, Buffalo, NY 14225

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,569 sqft · built 1947
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Nov 2022)
Tax Bill$5,930 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-0009000

Property Details

APN / Parcel Number

Primary APN030-0009000
Alternative APNs
  • 30890910800004020000
  • 143089 91.08-4-20

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,569 sqft Living Area
1st Floor Area888 sqft
2nd Floor Area156 sqft
Upper Floors Area525 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions120 ft deep x 53 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030-0009000
Street Address4685 UNION RD
CityBUFFALO
StateNY
Zip14225-1846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 1628 SL 233 232
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block4
Legal Lot Number20.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group1
Census Block1012
Census Tract10001

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4685 UNION RD, BUFFALO, NY 14225-1846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Deed Document Number2022222406
Deed Book / Page11411 / 640
Record UpdatedOct 29, 2026

November 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionERIE NY
Recording DateNov 28, 2022
Property Address4685 UNION RD, BUFFALO, NY 14225-1846
Document Number0114110640
Book / Page11411 / 640
Instrument DateNov 17, 2022
Instrument2022222406
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4371 TONAWANDA CREEK RD, EAST AMHERST, NY 14051-1042

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 RACHELLE DR, CHEEKTOWAGA, NY 14227-3523

Mortgage

Document Number0140758100
DateNov 28, 2022
Instrument14075/8100
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.2%
IndexOther
Margin3
Max Rate10.2%

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,930.00 (+88.79%)
2025$3,141.00 (-44.46%)$185,000 (-) Land $13,000 Building $172,000$246,667 (+6.67%) Land $17,333 Building $229,334
2024$5,655.00$185,000 (-) Land $13,000 Building $172,000$231,250 (+13.75%) Land $16,250 Building $215,000
2023$185,000 Land $13,000 Building $172,000$203,297 Land $14,286 Building $189,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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